Collagenase, clost hist inj at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$12.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$35.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.55 with Aetna vs $382.35 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $14.55 ↑ +19%
Wellpoint Medicare Advantage HMO $14.66 ↑ +20%
Gila River Health Care Corporation Managed Care Program $14.66 ↑ +20%
UPMC Health Plan Medicare Advantage $14.66 ↑ +20%
Aetna Medicare Advantage $14.66 ↑ +20%
United Healthcare UHC Medicare Advantage $14.66 ↑ +20%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $14.66 ↑ +20%
Arizona Physicians IPA Medicare Advantage $14.66 ↑ +20%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $14.66 ↑ +20%
Banner Health Medicare Advantage $14.66 ↑ +20%
TriWest Healthcare Alliance Corp - VA CCN Tricare $14.66 ↑ +20%
Banner University Health Plan Medicare Advantage $14.66 ↑ +20%
Health Choice Arizona, Inc. Medicare Advantage $14.66 ↑ +20%
Blue Cross Blue Shield of Arizona Medicare Advantage $14.66 ↑ +20%
Health Net Medicare $14.66 ↑ +20%
Care 1st Medicare Advantage $14.66 ↑ +20%
Mercy Care Mercy Care Advantage $14.66 ↑ +20%
Kaiser Foundation Health Plan Medicare Advantage $14.66 ↑ +20%
Carelon Medicare Advantage $15.39 ↑ +26%
Humana Medicare Advantage $15.54 ↑ +27%
Plotkin Health Plotkin Health $16.09 ↑ +32%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $16.09 ↑ +32%
Gold Kidney Health Plan Medicare Advantage $16.12 ↑ +32%
Arizona Priority Care Medicare Advantage $16.12 ↑ +32%
Devoted Health Services Medicare Advantage $16.12 ↑ +32%
Aetna Joint Venture $18.95 ↑ +55%
Aetna Aetna Qualified Health Plan $19.95 ↑ +64%
Health Choice Arizona, Inc. ACA Health Plan $20.91 ↑ +72%
Health Net Commerical Exchange Product $21.69 ↑ +78%
Aetna Medical Rental $22.99 ↑ +89%
Aetna Broad Network $23.67 ↑ +94%
United Healthcare UHC Individual Exchange $23.95 ↑ +96%
Oscar Health Plan Commercial $24.18 ↑ +98%
Quiktrip Corporation Commercial $25.02 ↑ +105%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $28.46 ↑ +133%
Provider Network of America Commercial $32.17 ↑ +164%
Arizona Medical Network Commercial $32.17 ↑ +164%
Health Net Medicaid $53.02 ↑ +335%
Mercy Care Mercy Medicaid $53.02 ↑ +335%
Banner University Health Plan AZ Medicaid - AHCCCS $53.02 ↑ +335%
Arizona Physicians IPA Medicaid $53.02 ↑ +335%
Health Choice Arizona, Inc. Medicaid $53.02 ↑ +335%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $286.76 ↑ +2252%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $305.88 ↑ +2409%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $321.17 ↑ +2535%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $365.19 ↑ +2896%
Blue Cross Blue Shield of Arizona Commercial $382.35 ↑ +3037%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $382.35 ↑ +3037%

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