Bx bone trocar/ndl deep at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$650.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,352.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$554.32 with Cigna Healthcare of Arizona, Inc. vs $4,497.03 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $554.32 ↓ -15%
Wellpoint Medicare Advantage HMO $554.32 ↓ -15%
UPMC Health Plan Medicare Advantage $554.32 ↓ -15%
United Healthcare UHC Medicare Advantage $554.32 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $554.32 ↓ -15%
Aetna Medicare Advantage $554.32 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN Tricare $554.32 ↓ -15%
Mercy Care Mercy Care Advantage $554.32 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $554.32 ↓ -15%
Health Net Medicare $554.32 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $554.32 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $554.32 ↓ -15%
Care 1st Medicare Advantage $554.32 ↓ -15%
Gila River Health Care Corporation Managed Care Program $554.32 ↓ -15%
Arizona Physicians IPA Medicare Advantage $554.32 ↓ -15%
Banner Health Medicare Advantage $554.32 ↓ -15%
Banner University Health Plan Medicare Advantage $554.32 ↓ -15%
Carelon Medicare Advantage $582.04 ↓ -10%
Humana Medicare Advantage $587.58 ↓ -10%
Plotkin Health Plotkin Health $608.40 ↓ -6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $608.40 ↓ -6%
Arizona Priority Care Medicare Advantage $609.75 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $609.75 ↓ -6%
Devoted Health Services Medicare Advantage $609.75 ↓ -6%
Aetna Aetna Qualified Health Plan $754.42 ↑ +16%
Health Choice Arizona, Inc. ACA Health Plan $790.92 ↑ +22%
Health Net Commerical Exchange Product $820.39 ↑ +26%
Aetna Medical Rental $869.34 ↑ +34%
United Healthcare UHC Individual Exchange $905.84 ↑ +39%
Oscar Health Plan Commercial $914.63 ↑ +41%
Quiktrip Corporation Commercial $946.40 ↑ +46%
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↑ +57%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↑ +57%
Health Net Medicaid $1,020.08 ↑ +57%
Arizona Physicians IPA Medicaid $1,020.08 ↑ +57%
Mercy Care Mercy Medicaid $1,020.08 ↑ +57%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,076.19 ↑ +65%
Provider Network of America Commercial $1,216.80 ↑ +87%
Arizona Medical Network Commercial $1,216.80 ↑ +87%
Aetna Banner Employee Plans $2,633.00 ↑ +305%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,372.77 ↑ +419%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,597.62 ↑ +453%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,777.49 ↑ +481%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $4,295.26 ↑ +560%
Blue Cross Blue Shield of Arizona Commercial $4,497.03 ↑ +592%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,497.03 ↑ +592%
Aetna Broad Network not published by hospital
Aetna Joint Venture not published by hospital

Visitor-reported prices

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Bx bone trocar/ndl deep at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $784.02 $985.50 – $2,849.35
Banner University Medical Center Tucson Tucson $843.98 $813.75 – $2,849.35
Banner University Medical Center South Tucson $1,225.28 $813.75 – $2,849.35
Banner Baywood Medical Center Mesa $748.98 $766.50 – $4,018.00
Banner Boswell Medical Center Sun City $632.91 $766.50 – $2,849.35
Banner Casa Grande Medical Center Casa Grande $606.63 $766.50 – $2,590.32
Banner Del Webb Medical Center Sun City West $698.61 $766.50 – $2,849.35
Banner Desert Medical Center Mesa $775.26 $766.50 – $2,849.35

All Arizona hospitals for this procedure →