healthcosts.net
Brain MRI (with contrast) at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$1,083.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,125.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$241.82 with Mercy Care vs $1,912.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $241.82 | ↓ -78% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $241.82 | ↓ -78% |
| Health Net | Medicaid | $241.82 | ↓ -78% |
| Health Choice Arizona, Inc. | Medicaid | $241.82 | ↓ -78% |
| Arizona Physicians IPA | Medicaid | $241.82 | ↓ -78% |
| Aetna | Banner Employee Plans | $487.00 | ↓ -55% |
| UPMC Health Plan | Medicare Advantage | $871.25 | ↓ -20% |
| Gila River Health Care Corporation | Managed Care Program | $871.25 | ↓ -20% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $871.25 | ↓ -20% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $871.25 | ↓ -20% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $871.25 | ↓ -20% |
| Health Choice Arizona, Inc. | Medicare Advantage | $871.25 | ↓ -20% |
| Banner University Health Plan | Medicare Advantage | $871.25 | ↓ -20% |
| United Healthcare | UHC Medicare Advantage | $871.25 | ↓ -20% |
| Aetna | Medicare Advantage | $871.25 | ↓ -20% |
| Health Net | Medicare | $871.25 | ↓ -20% |
| Wellpoint | Medicare Advantage HMO | $871.25 | ↓ -20% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $871.25 | ↓ -20% |
| Mercy Care | Mercy Care Advantage | $871.25 | ↓ -20% |
| Arizona Physicians IPA | Medicare Advantage | $871.25 | ↓ -20% |
| Banner Health | Medicare Advantage | $871.25 | ↓ -20% |
| Care 1st | Medicare Advantage | $871.25 | ↓ -20% |
| Kaiser Foundation Health Plan | Medicare Advantage | $871.25 | ↓ -20% |
| Carelon | Medicare Advantage | $914.81 | ↓ -16% |
| Humana | Medicare Advantage | $923.52 | ↓ -15% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $956.25 | ↓ -12% |
| Plotkin Health | Plotkin Health | $956.25 | ↓ -12% |
| Gold Kidney Health Plan | Medicare Advantage | $958.38 | ↓ -12% |
| Arizona Priority Care | Medicare Advantage | $958.38 | ↓ -12% |
| Devoted Health Services | Medicare Advantage | $958.38 | ↓ -12% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,071.92 | ↓ -1% |
| Aetna | Joint Venture | $1,126.25 | ↑ +4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,143.38 | ↑ +6% |
| Aetna | Aetna Qualified Health Plan | $1,185.75 | ↑ +9% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,200.54 | ↑ +11% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,243.12 | ↑ +15% |
| Health Net | Commerical Exchange Product | $1,289.45 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $1,365.10 | ↑ +26% |
| Aetna | Medical Rental | $1,366.38 | ↑ +26% |
| Aetna | Broad Network | $1,406.75 | ↑ +30% |
| United Healthcare | UHC Individual Exchange | $1,423.75 | ↑ +31% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,429.22 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,429.22 | ↑ +32% |
| Oscar Health Plan | Commercial | $1,437.56 | ↑ +33% |
| Quiktrip Corporation | Commercial | $1,487.50 | ↑ +37% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $1,691.50 | ↑ +56% |
| Arizona Medical Network | Commercial | $1,912.50 | ↑ +76% |
| Provider Network of America | Commercial | $1,912.50 | ↑ +76% |
Visitor-reported prices
Comments
Brain MRI (with contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $481.77 | $241.82 – $2,272.50 |
| Banner University Medical Center Tucson | Tucson | $628.92 | $241.82 – $2,795.20 |
| Banner University Medical Center South | Tucson | $468.20 | $241.82 – $2,795.20 |
| Banner Baywood Medical Center | Mesa | $502.98 | $241.82 – $2,272.50 |
| Banner Boswell Medical Center | Sun City | $499.95 | $241.82 – $2,424.00 |
| Banner Casa Grande Medical Center | Casa Grande | $433.29 | $241.82 – $2,272.50 |
| Banner Del Webb Medical Center | Sun City West | $539.34 | $241.82 – $2,424.00 |
| Banner Estrella Medical Center | Phoenix | $539.34 | $241.82 – $2,272.50 |