healthcosts.net
Brain MRA (blood vessel MRI, with contrast) at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$597.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,183.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$241.82 with Mercy Care vs $1,304.27 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $241.82 | ↓ -60% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $241.82 | ↓ -60% |
| Health Net | Medicaid | $241.82 | ↓ -60% |
| Health Choice Arizona, Inc. | Medicaid | $241.82 | ↓ -60% |
| Arizona Physicians IPA | Medicaid | $241.82 | ↓ -60% |
| Aetna | Banner Employee Plans | $481.48 | ↓ -19% |
| UPMC Health Plan | Medicare Advantage | $485.03 | ↓ -19% |
| Gila River Health Care Corporation | Managed Care Program | $485.03 | ↓ -19% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $485.03 | ↓ -19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $485.03 | ↓ -19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $485.03 | ↓ -19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $485.03 | ↓ -19% |
| Banner University Health Plan | Medicare Advantage | $485.03 | ↓ -19% |
| United Healthcare | UHC Medicare Advantage | $485.03 | ↓ -19% |
| Aetna | Medicare Advantage | $485.03 | ↓ -19% |
| Health Net | Medicare | $485.03 | ↓ -19% |
| Wellpoint | Medicare Advantage HMO | $485.03 | ↓ -19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $485.03 | ↓ -19% |
| Mercy Care | Mercy Care Advantage | $485.03 | ↓ -19% |
| Arizona Physicians IPA | Medicare Advantage | $485.03 | ↓ -19% |
| Banner Health | Medicare Advantage | $485.03 | ↓ -19% |
| Care 1st | Medicare Advantage | $485.03 | ↓ -19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $485.03 | ↓ -19% |
| Carelon | Medicare Advantage | $509.28 | ↓ -15% |
| Humana | Medicare Advantage | $514.13 | ↓ -14% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $532.35 | ↓ -11% |
| Plotkin Health | Plotkin Health | $532.35 | ↓ -11% |
| Gold Kidney Health Plan | Medicare Advantage | $533.53 | ↓ -11% |
| Arizona Priority Care | Medicare Advantage | $533.53 | ↓ -11% |
| Devoted Health Services | Medicare Advantage | $533.53 | ↓ -11% |
| Aetna | Joint Venture | $626.99 | ↑ +5% |
| Aetna | Aetna Qualified Health Plan | $660.11 | ↑ +10% |
| Health Choice Arizona, Inc. | ACA Health Plan | $692.05 | ↑ +16% |
| Health Net | Commerical Exchange Product | $717.84 | ↑ +20% |
| Aetna | Medical Rental | $760.67 | ↑ +27% |
| Aetna | Broad Network | $783.15 | ↑ +31% |
| United Healthcare | UHC Individual Exchange | $792.61 | ↑ +33% |
| Oscar Health Plan | Commercial | $800.30 | ↑ +34% |
| Quiktrip Corporation | Commercial | $828.10 | ↑ +39% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $941.67 | ↑ +58% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $978.20 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,043.41 | ↑ +75% |
| Arizona Medical Network | Commercial | $1,064.70 | ↑ +78% |
| Provider Network of America | Commercial | $1,064.70 | ↑ +78% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,095.58 | ↑ +83% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $1,245.75 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,304.27 | ↑ +118% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,304.27 | ↑ +118% |
Visitor-reported prices
Comments
Brain MRA (blood vessel MRI, with contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $545.72 | $241.82 – $2,036.25 |
| Banner University Medical Center South | Tucson | $354.52 | $241.82 – $2,055.20 |
| Banner University Medical Center Tucson | Tucson | $423.89 | $241.82 – $2,055.20 |
| Banner Baywood Medical Center | Mesa | $472.41 | $241.82 – $2,036.25 |
| Banner Boswell Medical Center | Sun City | $331.23 | $241.82 – $2,172.00 |
| Banner Casa Grande Medical Center | Casa Grande | $312.22 | $241.82 – $2,036.25 |
| Banner Del Webb Medical Center | Sun City West | $336.66 | $241.82 – $2,172.00 |
| Banner Estrella Medical Center | Phoenix | $545.72 | $241.82 – $2,036.25 |