Br punct aspir ea add, l at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$51.47

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.87 with Cigna Healthcare of Arizona, Inc. vs $1,679.06 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $43.87 ↓ -15%
Wellpoint Medicare Advantage HMO $43.87 ↓ -15%
UPMC Health Plan Medicare Advantage $43.87 ↓ -15%
United Healthcare UHC Medicare Advantage $43.87 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $43.87 ↓ -15%
Aetna Medicare Advantage $43.87 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN Tricare $43.87 ↓ -15%
Mercy Care Mercy Care Advantage $43.87 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $43.87 ↓ -15%
Health Net Medicare $43.87 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $43.87 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $43.87 ↓ -15%
Care 1st Medicare Advantage $43.87 ↓ -15%
Gila River Health Care Corporation Managed Care Program $43.87 ↓ -15%
Arizona Physicians IPA Medicare Advantage $43.87 ↓ -15%
Banner Health Medicare Advantage $43.87 ↓ -15%
Banner University Health Plan Medicare Advantage $43.87 ↓ -15%
Carelon Medicare Advantage $46.06 ↓ -11%
Humana Medicare Advantage $46.50 ↓ -10%
Plotkin Health Plotkin Health $48.15 ↓ -6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $48.15 ↓ -6%
Arizona Priority Care Medicare Advantage $48.26 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $48.26 ↓ -6%
Devoted Health Services Medicare Advantage $48.26 ↓ -6%
Aetna Aetna Qualified Health Plan $59.71 ↑ +16%
Health Choice Arizona, Inc. ACA Health Plan $62.59 ↑ +22%
Health Net Commerical Exchange Product $64.93 ↑ +26%
Aetna Medical Rental $68.80 ↑ +34%
United Healthcare UHC Individual Exchange $71.69 ↑ +39%
Oscar Health Plan Commercial $72.39 ↑ +41%
Quiktrip Corporation Commercial $74.90 ↑ +46%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $85.17 ↑ +65%
Arizona Medical Network Commercial $96.30 ↑ +87%
Provider Network of America Commercial $96.30 ↑ +87%
Mercy Care Mercy Medicaid $118.24 ↑ +130%
Health Choice Arizona, Inc. Medicaid $118.24 ↑ +130%
Health Net Medicaid $118.24 ↑ +130%
Banner University Health Plan AZ Medicaid - AHCCCS $118.24 ↑ +130%
Arizona Physicians IPA Medicaid $118.24 ↑ +130%
Aetna Banner Employee Plans $1,170.00 ↑ +2173%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,259.30 ↑ +2347%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,343.25 ↑ +2510%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,410.41 ↑ +2640%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $1,603.73 ↑ +3016%
Blue Cross Blue Shield of Arizona Commercial $1,679.06 ↑ +3162%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,679.06 ↑ +3162%
Aetna Broad Network not published by hospital
Aetna Joint Venture not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Br punct aspir ea add, l at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $177.57 $99.20 – $4,018.00
Banner University Medical Center Tucson Tucson $125.96 $69.40 – $2,041.00
Banner Baywood Medical Center Mesa $169.63 $99.20 – $4,018.00
Banner Boswell Medical Center Sun City $143.34 $99.20 – $4,018.00
Banner Casa Grande Medical Center Casa Grande $137.39 $99.20 – $1,851.00
Banner Del Webb Medical Center Sun City West $158.22 $99.20 – $4,018.00
Banner Desert Medical Center Mesa $175.58 $99.20 – $4,018.00
Banner Ironwood Medical Center San Tan Valley $191.46 $99.20 – $4,018.00

All Arizona hospitals for this procedure →