Aspiration fine needle (fna) biopsy w/ultrasound guidance 1st lesion at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$610.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,269.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$450.93 with Arizona Physicians IPA vs $1,922.85 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $450.93 ↓ -26%
Banner University Health Plan AZ Medicaid - AHCCCS $450.93 ↓ -26%
Health Choice Arizona, Inc. Medicaid $450.93 ↓ -26%
Health Net Medicaid $450.93 ↓ -26%
Mercy Care Mercy Medicaid $450.93 ↓ -26%
Aetna Medicare Advantage $520.29 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN Tricare $520.29 ↓ -15%
Arizona Physicians IPA Medicare Advantage $520.29 ↓ -15%
Banner Health Medicare Advantage $520.29 ↓ -15%
Banner University Health Plan Medicare Advantage $520.29 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $520.29 ↓ -15%
Wellpoint Medicare Advantage HMO $520.29 ↓ -15%
UPMC Health Plan Medicare Advantage $520.29 ↓ -15%
United Healthcare UHC Medicare Advantage $520.29 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $520.29 ↓ -15%
Mercy Care Mercy Care Advantage $520.29 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $520.29 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $520.29 ↓ -15%
Care 1st Medicare Advantage $520.29 ↓ -15%
Health Net Medicare $520.29 ↓ -15%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $520.29 ↓ -15%
Gila River Health Care Corporation Managed Care Program $520.29 ↓ -15%
Carelon Medicare Advantage $546.30 ↓ -10%
Humana Medicare Advantage $551.51 ↓ -10%
Plotkin Health Plotkin Health $571.05 ↓ -6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $571.05 ↓ -6%
Devoted Health Services Medicare Advantage $572.32 ↓ -6%
Arizona Priority Care Medicare Advantage $572.32 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $572.32 ↓ -6%
Aetna Aetna Qualified Health Plan $708.10 ↑ +16%
Health Choice Arizona, Inc. ACA Health Plan $742.37 ↑ +22%
Health Net Commerical Exchange Product $770.03 ↑ +26%
Aetna Medical Rental $815.97 ↑ +34%
United Healthcare UHC Individual Exchange $850.23 ↑ +39%
Oscar Health Plan Commercial $858.48 ↑ +41%
Quiktrip Corporation Commercial $888.30 ↑ +46%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,010.12 ↑ +65%
Arizona Medical Network Commercial $1,142.10 ↑ +87%
Provider Network of America Commercial $1,142.10 ↑ +87%
Aetna Banner Employee Plans $1,170.00 ↑ +92%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,442.14 ↑ +136%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,538.28 ↑ +152%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,615.19 ↑ +165%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $1,836.58 ↑ +201%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,922.85 ↑ +215%
Blue Cross Blue Shield of Arizona Commercial $1,922.85 ↑ +215%
Aetna Joint Venture not published by hospital
Aetna Broad Network not published by hospital

Visitor-reported prices

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Aspiration fine needle (fna) biopsy w/ultrasound guidance 1st lesion at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,964.55 $450.93 – $1,431.00
Banner University Medical Center Tucson Tucson $568.46 $450.93 – $1,252.80
Banner University Medical Center South Tucson $825.28 $450.93 – $1,252.80
Banner Baywood Medical Center Mesa $1,443.95 $450.93 – $4,018.00
Banner Boswell Medical Center Sun City $551.41 $450.93 – $1,526.40
Banner Casa Grande Medical Center Casa Grande $528.52 $450.93 – $1,431.00
Banner Del Webb Medical Center Sun City West $608.65 $450.93 – $1,526.40
Banner Desert Medical Center Mesa $1,841.01 $450.93 – $1,431.00

All Arizona hospitals for this procedure →