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Lower Back (Lumbar Spine) MRI (with and without contrast) at Banner Page Hospital
501 North Navajo Drive, Page, AZ · Banner Health · · NPI 1578515789
$4,047.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,465.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$99.72 with Humana vs $3,555.75 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $99.72 | ↓ -98% |
| Plotkin Health | Plotkin Health | $132.30 | ↓ -97% |
| UPMC Health Plan | Medicare Advantage | $155.82 | ↓ -96% |
| Gila River Health Care Corporation | Managed Care Program | $155.82 | ↓ -96% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $155.82 | ↓ -96% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $155.82 | ↓ -96% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $155.82 | ↓ -96% |
| Health Choice Arizona, Inc. | Medicare Advantage | $155.82 | ↓ -96% |
| Banner University Health Plan | Medicare Advantage | $155.82 | ↓ -96% |
| Aetna | Medicare Advantage | $155.82 | ↓ -96% |
| Health Net | Medicare | $155.82 | ↓ -96% |
| Wellpoint | Medicare Advantage HMO | $155.82 | ↓ -96% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $155.82 | ↓ -96% |
| Mercy Care | Mercy Care Advantage | $155.82 | ↓ -96% |
| Arizona Physicians IPA | Medicare Advantage | $155.82 | ↓ -96% |
| Banner Health | Medicare Advantage | $155.82 | ↓ -96% |
| Care 1st | Medicare Advantage | $155.82 | ↓ -96% |
| Kaiser Foundation Health Plan | Medicare Advantage | $155.82 | ↓ -96% |
| Carelon | Medicare Advantage | $163.61 | ↓ -96% |
| Gold Kidney Health Plan | Medicare Advantage | $171.40 | ↓ -96% |
| Arizona Priority Care | Medicare Advantage | $171.40 | ↓ -96% |
| Devoted Health Services | Medicare Advantage | $171.40 | ↓ -96% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $173.99 | ↓ -96% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance/BXBSAZ Blue HPN | $185.57 | ↓ -95% |
| Health Choice Arizona, Inc. | ACA Health Plan | $189.63 | ↓ -95% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $194.83 | ↓ -95% |
| Quiktrip Corporation | Commercial | $205.80 | ↓ -95% |
| Aetna | Aetna Qualified Health Plan | $211.97 | ↓ -95% |
| Aetna | Joint Venture | $213.44 | ↓ -95% |
| Coconino County Sheriff's Department | Commercial | $214.62 | ↓ -95% |
| Health Net | Commerical Exchange Product | $230.61 | ↓ -94% |
| Blue Cross Blue Shield of Arizona | Commercial | $231.97 | ↓ -94% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $231.97 | ↓ -94% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $231.97 | ↓ -94% |
| Oscar Health Plan | Commercial | $257.10 | ↓ -94% |
| Aetna | Medical Rental | $261.95 | ↓ -94% |
| Provider Network of America | Commercial | $264.60 | ↓ -93% |
| Mercy Care | Mercy Medicaid | $266.89 | ↓ -93% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $266.89 | ↓ -93% |
| Health Net | Medicaid | $266.89 | ↓ -93% |
| Health Choice Arizona, Inc. | Medicaid | $266.89 | ↓ -93% |
| Arizona Physicians IPA | Medicaid | $266.89 | ↓ -93% |
| Aetna | Broad Network | $266.95 | ↓ -93% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $270.77 | ↓ -93% |
| Arizona Medical Network | Commercial | $279.30 | ↓ -93% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $279.30 | ↓ -93% |
| Aetna | Banner Employee Plans | $487.00 | ↓ -88% |
| United Healthcare | UHC Medicare Advantage | $3,426.45 | ↓ -15% |
| United Healthcare | UHC Individual Exchange | $3,555.75 | ↓ -12% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $522.14 | $266.89 – $2,719.50 |
| Banner University Medical Center Tucson | Tucson | $793.69 | $266.89 – $3,547.20 |
| Banner University Medical Center South | Tucson | $607.46 | $266.89 – $3,547.20 |
| Banner Baywood Medical Center | Mesa | $456.88 | $266.89 – $2,719.50 |
| Banner Boswell Medical Center | Sun City | $420.62 | $266.89 – $2,900.80 |
| Banner Casa Grande Medical Center | Casa Grande | $478.63 | $266.89 – $2,719.50 |
| Banner Del Webb Medical Center | Sun City West | $453.25 | $266.89 – $2,900.80 |
| Banner Estrella Medical Center | Phoenix | $464.13 | $266.89 – $2,719.50 |