Pt evaluation moderate complexity patient/family at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$65.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$417.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.23 with Arizona Physicians IPA vs $444.35 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $74.23 ↑ +13%
Health Net Medicaid $74.23 ↑ +13%
Mercy Care Mercy Medicaid $74.23 ↑ +13%
Aetna Banner Employee Plans $81.00 ↑ +24%
Aetna Medicare Advantage $83.40 ↑ +27%
Aetna Qualified Health Plan $105.92 ↑ +62%
Health Choice Arizona, Inc. Medicare Advantage $125.10 ↑ +91%
Hospice of the Valley Medicare $145.95 ↑ +123%
Arizona Priority Care Medicare Advantage $166.80 ↑ +155%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $187.65 ↑ +187%
Plotkin Health Plotkin Health $187.65 ↑ +187%
Aetna Joint Venture $192.65 ↑ +194%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +210%
Aetna Designated Group $204.75 ↑ +213%
Health Choice Arizona, Inc. ACA Health Plan $208.50 ↑ +218%
Oscar Health Plan Commercial $208.50 ↑ +218%
Health Net Medicare $208.50 ↑ +218%
Aetna Medical Rental $219.76 ↑ +236%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +244%
Health Net Commerical Exchange Product $225.18 ↑ +244%
Quiktrip Corporation Commercial $225.18 ↑ +244%
Aetna Broad Network $240.61 ↑ +268%
United Healthcare UHC Doctor's Plan $241.00 ↑ +268%
United Healthcare UHC Core $252.00 ↑ +285%
United Healthcare Commercial $265.00 ↑ +305%
Arizona Medical Network Commercial $291.90 ↑ +346%
Provider Network of America Commercial $312.75 ↑ +378%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $333.26 ↑ +409%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $355.48 ↑ +443%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $373.25 ↑ +470%
Blue Cross Blue Shield of Arizona Commercial $444.35 ↑ +579%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $444.35 ↑ +579%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $444.35 ↑ +579%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $92.99 $81.00 – $397.42
Banner Desert Medical Center Mesa $73.81 $81.00 – $397.42
Arizona General Hospital Mesa Mesa $131.16 $106.21 – $433.83
Banner University Medical Center Phoenix Phoenix $72.56 $81.00 – $312.75
Banner University Medical Center Tucson Tucson $55.08 $49.40 – $339.06
Banner University Medical Center South Tucson $41.99 $49.40 – $268.00
Banner Boswell Medical Center Sun City $87.99 $81.00 – $333.60
Banner Casa Grande Medical Center Casa Grande $97.16 $81.00 – $312.75

All Arizona hospitals for this procedure →