Pt evaluation low complexity patient/family at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$49.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.89 with Mercy Care vs $444.35 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $55.89 ↑ +13%
Arizona Physicians IPA Medicaid $55.89 ↑ +13%
Health Net Medicaid $55.89 ↑ +13%
Aetna Medicare Advantage $62.80 ↑ +27%
Aetna Qualified Health Plan $79.76 ↑ +62%
Aetna Banner Employee Plans $81.00 ↑ +64%
Health Choice Arizona, Inc. Medicare Advantage $94.20 ↑ +91%
Hospice of the Valley Medicare $109.90 ↑ +123%
Arizona Priority Care Medicare Advantage $125.60 ↑ +155%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $141.30 ↑ +187%
Plotkin Health Plotkin Health $141.30 ↑ +187%
Aetna Joint Venture $145.07 ↑ +194%
Aetna Designated Group $154.17 ↑ +213%
Health Net Medicare $157.00 ↑ +218%
Health Choice Arizona, Inc. ACA Health Plan $157.00 ↑ +218%
Oscar Health Plan Commercial $157.00 ↑ +218%
Aetna Medical Rental $165.48 ↑ +236%
Quiktrip Corporation Commercial $169.56 ↑ +244%
Health Net Commerical Exchange Product $169.56 ↑ +244%
Aetna Broad Network $181.18 ↑ +268%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +312%
Arizona Medical Network Commercial $219.80 ↑ +346%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +356%
Provider Network of America Commercial $235.50 ↑ +378%
United Healthcare UHC Doctor's Plan $241.00 ↑ +389%
United Healthcare UHC Core $252.00 ↑ +411%
United Healthcare Commercial $265.00 ↑ +438%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $333.26 ↑ +576%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $355.48 ↑ +621%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $373.25 ↑ +657%
Blue Cross Blue Shield of Arizona Commercial $444.35 ↑ +801%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $444.35 ↑ +801%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $444.35 ↑ +801%

Visitor-reported prices

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Pt evaluation low complexity patient/family at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $70.02 $62.80 – $397.42
Banner Desert Medical Center Mesa $55.58 $62.80 – $397.42
Arizona General Hospital Mesa Mesa $131.16 $106.21 – $433.83
Banner University Medical Center Phoenix Phoenix $54.64 $62.80 – $241.00
Banner University Medical Center Tucson Tucson $51.96 $46.60 – $339.06
Banner University Medical Center South Tucson $39.61 $46.60 – $268.00
Banner Boswell Medical Center Sun City $66.25 $62.80 – $303.46
Banner Casa Grande Medical Center Casa Grande $73.16 $62.80 – $235.50

All Arizona hospitals for this procedure →