Crystal identification light microscopy at Banner Heart Hospital
6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248
$5.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$72.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$7.33 with Cigna Healthcare of Arizona, Inc. vs $65.04 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $7.33 | ↑ +30% |
| Wellpoint | Medicare Advantage HMO | $7.33 | ↑ +30% |
| UPMC Health Plan | Medicare Advantage | $7.33 | ↑ +30% |
| United Healthcare | UHC Medicare Advantage | $7.33 | ↑ +30% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $7.33 | ↑ +30% |
| Aetna | Medicare Advantage | $7.33 | ↑ +30% |
| Mercy Care | Mercy Medicaid | $7.33 | ↑ +30% |
| Mercy Care | Mercy Care Advantage | $7.33 | ↑ +30% |
| Arizona Physicians IPA | Medicaid | $7.33 | ↑ +30% |
| Arizona Physicians IPA | Medicare Advantage | $7.33 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicaid | $7.33 | ↑ +30% |
| Care 1st | Medicare Advantage | $7.33 | ↑ +30% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $7.33 | ↑ +30% |
| Gila River Health Care Corporation | Managed Care Program | $7.33 | ↑ +30% |
| Banner Health | Medicare Advantage | $7.33 | ↑ +30% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $7.33 | ↑ +30% |
| Banner University Health Plan | University Care Advantage | $7.33 | ↑ +30% |
| Kaiser Foundation Health Plan | Medicare Advantage | $7.33 | ↑ +30% |
| Humana | Medicare Advantage | $7.33 | ↑ +30% |
| Health Net | Medicare | $7.33 | ↑ +30% |
| Health Net | Medicaid | $7.33 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $7.33 | ↑ +30% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $7.33 | ↑ +30% |
| Devoted Health Services | Medicare Advantage | $7.70 | ↑ +37% |
| Carelon | Medicare Advantage | $7.70 | ↑ +37% |
| Arizona Priority Care | Medicare Advantage | $8.06 | ↑ +43% |
| Gold Kidney Health Plan | Medicare Advantage | $8.06 | ↑ +43% |
| Aetna | Qualified Health Plan | $9.97 | ↑ +77% |
| United Healthcare | Individual Exchange | $10.26 | ↑ +83% |
| Health Net | Commerical Exchange Product | $10.85 | ↑ +93% |
| Health Choice Arizona, Inc. | ACA Health Plan | $10.99 | ↑ +96% |
| Oscar Health Plan | Commercial | $12.09 | ↑ +115% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12.85 | ↑ +129% |
| United Healthcare | UHC Doctor's Plan | $13.56 | ↑ +141% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $14.28 | ↑ +154% |
| United Healthcare | UHC Core | $14.99 | ↑ +167% |
| United Healthcare | Commercial | $16.50 | ↑ +194% |
| Aetna | Banner Employee Plans | $24.19 | ↑ +330% |
| Aetna | Joint Venture | $24.61 | ↑ +338% |
| Hospice of the Valley | Medicare | $25.20 | ↑ +348% |
| Aetna | Designated Group | $26.15 | ↑ +365% |
| Aetna | Broad Network | $30.77 | ↑ +448% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $32.40 | ↑ +477% |
| Plotkin Health | Plotkin Health | $32.40 | ↑ +477% |
| Aetna | Medical Rental | $37.94 | ↑ +575% |
| Quiktrip Corporation | Commercial | $38.88 | ↑ +592% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $48.78 | ↑ +768% |
| Arizona Medical Network | Commercial | $50.40 | ↑ +797% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $52.03 | ↑ +826% |
| Provider Network of America | Commercial | $54.00 | ↑ +861% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $54.64 | ↑ +872% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $65.04 | ↑ +1057% |
| Blue Cross Blue Shield of Arizona | Commercial | $65.04 | ↑ +1057% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $65.04 | ↑ +1057% |
Visitor-reported prices
Comments
Crystal identification light microscopy at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Baywood Medical Center | Mesa | $41.83 | $7.33 – $54.00 |
| Banner Desert Medical Center | Mesa | $14.33 | $7.33 – $54.00 |
| Arizona General Hospital Mesa | Mesa | $43.72 | $4.39 – $144.61 |
| Mercy Gilbert Medical Center | Gilbert | $7.14 | $4.06 – $22.33 |
| Banner University Medical Center Phoenix | Phoenix | $12.38 | $7.33 – $54.00 |
| Banner University Medical Center Tucson | Tucson | $12.71 | $7.33 – $49.60 |
| Banner University Medical Center South | Tucson | $10.97 | $7.33 – $49.60 |
| Banner Boswell Medical Center | Sun City | $11.59 | $7.33 – $57.60 |