Bx skin incisnl ea sep/add l les at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$80.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.91 with Banner University Health Plan vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $50.91 ↓ -37%
Mercy Care Mercy Medicaid $50.91 ↓ -37%
Arizona Physicians IPA Medicaid $50.91 ↓ -37%
Health Net Medicaid $50.91 ↓ -37%
Health Choice Arizona, Inc. Medicaid $50.91 ↓ -37%
Aetna Medicare Advantage $57.20 ↓ -29%
Aetna Qualified Health Plan $72.64 ↓ -10%
Health Choice Arizona, Inc. Medicare Advantage $85.80 ↑ +6%
Hospice of the Valley Medicare $100.10 ↑ +24%
Arizona Priority Care Medicare Advantage $114.40 ↑ +41%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $128.70 ↑ +59%
Plotkin Health Plotkin Health $128.70 ↑ +59%
Health Net Medicare $143.00 ↑ +77%
Health Choice Arizona, Inc. ACA Health Plan $143.00 ↑ +77%
Oscar Health Plan Commercial $143.00 ↑ +77%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $145.87 ↑ +80%
Aetna Medical Rental $150.72 ↑ +86%
Health Net Commerical Exchange Product $154.44 ↑ +91%
Quiktrip Corporation Commercial $154.44 ↑ +91%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $155.59 ↑ +92%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $163.37 ↑ +102%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $194.49 ↑ +140%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $194.49 ↑ +140%
Blue Cross Blue Shield of Arizona Commercial $194.49 ↑ +140%
Arizona Medical Network Commercial $200.20 ↑ +147%
Provider Network of America Commercial $214.50 ↑ +165%
Aetna Banner Employee Plans $1,170.00 ↑ +1346%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +2512%
United Healthcare UHC Core $2,210.00 ↑ +2630%
United Healthcare Commercial $2,326.00 ↑ +2774%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +4864%
Aetna Joint Venture $4,405.00 ↑ +5342%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +5415%
Aetna Designated Group $4,680.00 ↑ +5682%
Aetna Broad Network $5,506.00 ↑ +6703%

Visitor-reported prices

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Bx skin incisnl ea sep/add l les at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $109.82 $57.20 – $214.50
Arizona General Hospital Mesa Mesa not published $31.83 – $109.08
Banner University Medical Center Phoenix Phoenix $148.15 $57.20 – $214.50
Banner Boswell Medical Center Sun City $68.97 $57.20 – $228.80
Banner Casa Grande Medical Center Casa Grande $128.70 $57.20 – $214.50
Banner Gateway Medical Center Gilbert $87.80 $57.20 – $2,114.00
Banner Payson Medical Center Payson $74.80 $31.18 – $117.90
Yavapai Regional Medical Center (East) Prescott $109.08 $31.83 – $139.65

All Arizona hospitals for this procedure →