Breast punct aspir cyst, bil at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$270.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$956.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.20 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $191.20 ↓ -29%
Aetna Qualified Health Plan $242.82 ↓ -10%
Health Choice Arizona, Inc. Medicare Advantage $286.80 ↑ +6%
Hospice of the Valley Medicare $334.60 ↑ +24%
Arizona Priority Care Medicare Advantage $382.40 ↑ +41%
Plotkin Health Plotkin Health $430.20 ↑ +59%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $430.20 ↑ +59%
Health Net Medicaid $450.93 ↑ +67%
Health Choice Arizona, Inc. Medicaid $450.93 ↑ +67%
Arizona Physicians IPA Medicaid $450.93 ↑ +67%
Banner University Health Plan AZ Medicaid - AHCCCS $450.93 ↑ +67%
Mercy Care Mercy Medicaid $450.93 ↑ +67%
Health Net Medicare $478.00 ↑ +77%
Health Choice Arizona, Inc. ACA Health Plan $478.00 ↑ +77%
Oscar Health Plan Commercial $478.00 ↑ +77%
Aetna Medical Rental $503.81 ↑ +86%
Health Net Commerical Exchange Product $516.24 ↑ +91%
Quiktrip Corporation Commercial $516.24 ↑ +91%
Arizona Medical Network Commercial $669.20 ↑ +147%
Provider Network of America Commercial $717.00 ↑ +165%
Wellpoint Medicare Advantage HMO $749.90 ↑ +177%
Arizona Physicians IPA Medicare Advantage $749.90 ↑ +177%
Banner Health Medicare Advantage $749.90 ↑ +177%
Banner University Health Plan University Care Advantage $749.90 ↑ +177%
Blue Cross Blue Shield of Arizona Medicare Advantage $749.90 ↑ +177%
Care 1st Medicare Advantage $749.90 ↑ +177%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $749.90 ↑ +177%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $749.90 ↑ +177%
Gila River Health Care Corporation Managed Care Program $749.90 ↑ +177%
Humana Medicare Advantage $749.90 ↑ +177%
Kaiser Foundation Health Plan Medicare Advantage $749.90 ↑ +177%
Mercy Care Mercy Care Advantage $749.90 ↑ +177%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $749.90 ↑ +177%
United Healthcare UHC Medicare Advantage $749.90 ↑ +177%
UPMC Health Plan Medicare Advantage $749.90 ↑ +177%
Carelon Medicare Advantage $787.39 ↑ +191%
Devoted Health Services Medicare Advantage $787.39 ↑ +191%
Gold Kidney Health Plan Medicare Advantage $824.89 ↑ +205%
United Healthcare Individual Exchange $1,049.86 ↑ +288%
Aetna Banner Employee Plans $1,170.00 ↑ +332%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,046.46 ↑ +656%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,182.89 ↑ +707%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,292.02 ↑ +747%
Blue Cross Blue Shield of Arizona Commercial $2,728.61 ↑ +909%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,728.61 ↑ +909%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,728.61 ↑ +909%
United Healthcare UHC Doctor's Plan $3,152.00 ↑ +1065%
United Healthcare UHC Core $3,294.00 ↑ +1118%
United Healthcare Commercial $3,467.00 ↑ +1181%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +1385%
Aetna Joint Venture $4,405.00 ↑ +1528%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +1550%
Aetna Designated Group $4,680.00 ↑ +1630%
Aetna Broad Network $5,506.00 ↑ +1935%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Breast punct aspir cyst, bil at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $326.95 $191.20 – $4,018.00
Banner Desert Medical Center Mesa $338.42 $191.20 – $4,018.00
Arizona General Hospital Mesa Mesa not published $43.99 – $772.40
Mercy Gilbert Medical Center Gilbert $507.26 $43.99 – $1,587.74
Banner University Medical Center Phoenix Phoenix $342.25 $191.20 – $4,018.00
Banner University Medical Center Tucson Tucson $315.08 $173.60 – $3,036.00
Banner Boswell Medical Center Sun City $276.28 $191.20 – $4,018.00
Banner Casa Grande Medical Center Casa Grande $264.81 $191.20 – $2,746.00

All Arizona hospitals for this procedure →