Albumin (microalbumin) 24 hour urine quantitative at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$68.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.78 with Cigna Healthcare of Arizona, Inc. vs $42.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.78 ↑ +1%
Wellpoint Medicare Advantage HMO $5.78 ↑ +1%
UPMC Health Plan Medicare Advantage $5.78 ↑ +1%
United Healthcare UHC Medicare Advantage $5.78 ↑ +1%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.78 ↑ +1%
Aetna Medicare Advantage $5.78 ↑ +1%
Mercy Care Mercy Medicaid $5.78 ↑ +1%
Mercy Care Mercy Care Advantage $5.78 ↑ +1%
Arizona Physicians IPA Medicaid $5.78 ↑ +1%
Arizona Physicians IPA Medicare Advantage $5.78 ↑ +1%
Health Choice Arizona, Inc. Medicaid $5.78 ↑ +1%
Care 1st Medicare Advantage $5.78 ↑ +1%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $5.78 ↑ +1%
Gila River Health Care Corporation Managed Care Program $5.78 ↑ +1%
Banner Health Medicare Advantage $5.78 ↑ +1%
Banner University Health Plan AZ Medicaid - AHCCCS $5.78 ↑ +1%
Banner University Health Plan University Care Advantage $5.78 ↑ +1%
Kaiser Foundation Health Plan Medicare Advantage $5.78 ↑ +1%
Humana Medicare Advantage $5.78 ↑ +1%
Health Net Medicare $5.78 ↑ +1%
Health Net Medicaid $5.78 ↑ +1%
Health Choice Arizona, Inc. Medicare Advantage $5.78 ↑ +1%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.78 ↑ +1%
Devoted Health Services Medicare Advantage $6.07 ↑ +6%
Carelon Medicare Advantage $6.07 ↑ +6%
Arizona Priority Care Medicare Advantage $6.36 ↑ +11%
Gold Kidney Health Plan Medicare Advantage $6.36 ↑ +11%
Aetna Qualified Health Plan $7.86 ↑ +38%
United Healthcare Individual Exchange $8.09 ↑ +42%
Health Net Commerical Exchange Product $8.55 ↑ +50%
Health Choice Arizona, Inc. ACA Health Plan $8.67 ↑ +52%
Oscar Health Plan Commercial $9.54 ↑ +67%
Cigna Healthcare of Arizona, Inc. LocalFlex $10.15 ↑ +78%
United Healthcare UHC Doctor's Plan $10.69 ↑ +87%
Cigna Healthcare of Arizona, Inc. Commercial $11.28 ↑ +98%
United Healthcare UHC Core $11.83 ↑ +107%
United Healthcare Commercial $13.01 ↑ +128%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $16.66 ↑ +192%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $17.77 ↑ +211%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $18.66 ↑ +227%
Aetna Banner Employee Plans $18.82 ↑ +230%
Aetna Joint Venture $19.41 ↑ +240%
Hospice of the Valley Medicare $19.60 ↑ +243%
Aetna Designated Group $20.62 ↑ +261%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $22.21 ↑ +289%
Blue Cross Blue Shield of Arizona Commercial $22.21 ↑ +289%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $22.21 ↑ +289%
Aetna Broad Network $24.26 ↑ +325%
Plotkin Health Plotkin Health $25.20 ↑ +341%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $25.20 ↑ +341%
Aetna Medical Rental $29.51 ↑ +417%
Quiktrip Corporation Commercial $30.24 ↑ +430%
Arizona Medical Network Commercial $39.20 ↑ +587%
Provider Network of America Commercial $42.00 ↑ +636%

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $8.64 $5.78 – $42.00
Banner Desert Medical Center Mesa $10.20 $5.78 – $42.00
Arizona General Hospital Mesa Mesa $51.13 $3.46 – $28.13
Mercy Gilbert Medical Center Gilbert $49.45 $3.24 – $17.81
Banner University Medical Center Phoenix Phoenix $8.96 $5.78 – $42.00
Banner University Medical Center Tucson Tucson $11.02 $5.78 – $44.80
Banner University Medical Center South Tucson $10.61 $5.78 – $44.80
Banner Behavioral Health Hospital Scottsdale $32.81 $5.78 – $39.20

All Arizona hospitals for this procedure →