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Urinalysis (with microscopy) at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$32.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$121.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.17 with UPMC Health Plan vs $90.75 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $3.17 ↓ -90%
Gila River Health Care Corporation Managed Care Program $3.17 ↓ -90%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $3.17 ↓ -90%
Mercy Care Mercy Medicaid $3.17 ↓ -90%
Banner University Health Plan University Care Advantage $3.17 ↓ -90%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3.17 ↓ -90%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.17 ↓ -90%
Health Choice Arizona, Inc. Medicare Advantage $3.17 ↓ -90%
Banner University Health Plan AZ Medicaid - AHCCCS $3.17 ↓ -90%
Health Net Medicaid $3.17 ↓ -90%
Health Choice Arizona, Inc. Medicaid $3.17 ↓ -90%
Arizona Physicians IPA Medicaid $3.17 ↓ -90%
United Healthcare UHC Medicare Advantage $3.17 ↓ -90%
Aetna Medicare Advantage $3.17 ↓ -90%
Humana Medicare Advantage $3.17 ↓ -90%
Health Net Medicare $3.17 ↓ -90%
Wellpoint Medicare Advantage HMO $3.17 ↓ -90%
Blue Cross Blue Shield of Arizona Medicare Advantage $3.17 ↓ -90%
Mercy Care Mercy Care Advantage $3.17 ↓ -90%
Arizona Physicians IPA Medicare Advantage $3.17 ↓ -90%
Banner Health Medicare Advantage $3.17 ↓ -90%
Care 1st Medicare Advantage $3.17 ↓ -90%
Kaiser Foundation Health Plan Medicare Advantage $3.17 ↓ -90%
Carelon Medicare Advantage $3.33 ↓ -90%
Devoted Health Services Medicare Advantage $3.33 ↓ -90%
Gold Kidney Health Plan Medicare Advantage $3.49 ↓ -89%
Arizona Priority Care Medicare Advantage $3.49 ↓ -89%
NaphCare Federal Prison System $4.28 ↓ -87%
Aetna Qualified Health Plan $4.31 ↓ -87%
United Healthcare Individual Exchange $4.44 ↓ -86%
Health Net Commerical Exchange Product $4.69 ↓ -85%
Health Choice Arizona, Inc. ACA Health Plan $4.75 ↓ -85%
Oscar Health Plan Commercial $5.23 ↓ -84%
Cigna Healthcare of Arizona, Inc. LocalFlex $5.56 ↓ -83%
United Healthcare UHC Doctor's Plan $5.86 ↓ -82%
Cigna Healthcare of Arizona, Inc. Commercial $6.18 ↓ -81%
United Healthcare UHC Core $6.48 ↓ -80%
United Healthcare Commercial $7.14 ↓ -78%
Aetna Joint Venture $10.64 ↓ -67%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $10.88 ↓ -66%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $10.88 ↓ -66%
Aetna Designated Group $11.31 ↓ -65%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $11.60 ↓ -64%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $12.18 ↓ -62%
Aetna Broad Network $13.31 ↓ -59%
Blue Cross Blue Shield of Arizona Commercial $14.50 ↓ -55%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $14.50 ↓ -55%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $14.50 ↓ -55%
Aetna Banner Employee Plans $40.66 ↑ +26%
Hospice of the Valley Medicare $42.35 ↑ +31%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $54.45 ↑ +69%
Plotkin Health Plotkin Health $54.45 ↑ +69%
Aetna Medical Rental $63.77 ↑ +97%
Quiktrip Corporation Commercial $65.34 ↑ +102%
Arizona Medical Network Commercial $84.70 ↑ +162%
Provider Network of America Commercial $90.75 ↑ +181%

Visitor-reported prices

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Urinalysis (with microscopy) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $27.35 $3.17 – $90.75
Banner Heart Hospital Mesa $14.88 $3.17 – $90.75
Banner University Medical Center Phoenix Phoenix $33.28 $3.17 – $90.75
Banner University Medical Center Tucson Tucson $9.26 $3.17 – $37.60
Banner University Medical Center South Tucson $9.07 $3.17 – $37.60
Banner Behavioral Health Hospital Scottsdale $70.89 $3.17 – $84.70
Banner Boswell Medical Center Sun City $26.50 $3.17 – $96.80
Banner Casa Grande Medical Center Casa Grande $26.74 $3.17 – $90.75

All Arizona hospitals for this procedure →