Surgical pathology level 3 gross & microscopic examination at Banner Desert Medical Center
1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810
$87.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$333.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.08 with Mercy Care vs $249.75 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $36.08 | ↓ -59% |
| Arizona Physicians IPA | Medicaid | $36.08 | ↓ -59% |
| Health Net | Medicaid | $36.08 | ↓ -59% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $36.08 | ↓ -59% |
| Health Choice Arizona, Inc. | Medicaid | $36.08 | ↓ -59% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $53.92 | ↓ -38% |
| Arizona Physicians IPA | Medicare Advantage | $56.95 | ↓ -35% |
| Gila River Health Care Corporation | Managed Care Program | $56.95 | ↓ -35% |
| Humana | Medicare Advantage | $56.95 | ↓ -35% |
| United Healthcare | UHC Medicare Advantage | $56.95 | ↓ -35% |
| UPMC Health Plan | Medicare Advantage | $56.95 | ↓ -35% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $56.95 | ↓ -35% |
| Banner University Health Plan | University Care Advantage | $56.95 | ↓ -35% |
| Mercy Care | Mercy Care Advantage | $56.95 | ↓ -35% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $56.95 | ↓ -35% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $56.95 | ↓ -35% |
| Aetna | Medicare Advantage | $56.95 | ↓ -35% |
| Banner Health | Medicare Advantage | $56.95 | ↓ -35% |
| Health Choice Arizona, Inc. | Medicare Advantage | $56.95 | ↓ -35% |
| Kaiser Foundation Health Plan | Medicare Advantage | $56.95 | ↓ -35% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $56.95 | ↓ -35% |
| Health Net | Medicare | $56.95 | ↓ -35% |
| Wellpoint | Medicare Advantage HMO | $56.95 | ↓ -35% |
| Care 1st | Medicare Advantage | $56.95 | ↓ -35% |
| Carelon | Medicare Advantage | $59.80 | ↓ -31% |
| Devoted Health Services | Medicare Advantage | $59.80 | ↓ -31% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $59.91 | ↓ -31% |
| Gold Kidney Health Plan | Medicare Advantage | $62.65 | ↓ -28% |
| Arizona Priority Care | Medicare Advantage | $62.65 | ↓ -28% |
| NaphCare | Federal Prison System | $76.88 | ↓ -12% |
| Aetna | Qualified Health Plan | $77.45 | ↓ -11% |
| United Healthcare | Individual Exchange | $79.73 | ↓ -9% |
| Health Net | Commerical Exchange Product | $84.29 | ↓ -3% |
| Health Choice Arizona, Inc. | ACA Health Plan | $85.42 | ↓ -2% |
| United Healthcare | UHC Doctor's Plan | $92.03 | ↑ +5% |
| Oscar Health Plan | Commercial | $93.97 | ↑ +8% |
| United Healthcare | UHC Core | $103.78 | ↑ +19% |
| Aetna | Banner Employee Plans | $111.89 | ↑ +28% |
| United Healthcare | Commercial | $111.96 | ↑ +28% |
| Hospice of the Valley | Medicare | $116.55 | ↑ +34% |
| Aetna | Joint Venture | $135.86 | ↑ +56% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $141.18 | ↑ +62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $141.18 | ↑ +62% |
| Aetna | Designated Group | $144.36 | ↑ +65% |
| Plotkin Health | Plotkin Health | $149.85 | ↑ +72% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $149.85 | ↑ +72% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $150.59 | ↑ +73% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $158.12 | ↑ +81% |
| Aetna | Broad Network | $169.85 | ↑ +95% |
| Aetna | Medical Rental | $175.49 | ↑ +101% |
| Quiktrip Corporation | Commercial | $179.82 | ↑ +106% |
| Blue Cross Blue Shield of Arizona | Commercial | $188.23 | ↑ +116% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $188.23 | ↑ +116% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $188.23 | ↑ +116% |
| Arizona Medical Network | Commercial | $233.10 | ↑ +167% |
| Provider Network of America | Commercial | $249.75 | ↑ +186% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Baywood Medical Center | Mesa | $73.26 | $36.08 – $249.75 |
| Banner Heart Hospital | Mesa | $35.63 | $36.08 – $249.75 |
| Arizona General Hospital Mesa | Mesa | $184.76 | $30.97 – $611.12 |
| Mercy Gilbert Medical Center | Gilbert | $382.04 | $31.92 – $175.56 |
| Banner University Medical Center Phoenix | Phoenix | $92.57 | $36.08 – $249.75 |
| Banner University Medical Center Tucson | Tucson | $39.48 | $36.08 – $119.20 |
| Banner University Medical Center South | Tucson | $41.87 | $36.08 – $119.20 |
| Banner Boswell Medical Center | Sun City | $72.93 | $36.08 – $266.40 |