Surgical pathology level 1 gross examination only at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.89 with Health Net vs $62.47 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $17.89 ↑ +22%
Arizona Physicians IPA Medicaid $17.89 ↑ +22%
Mercy Care Mercy Medicaid $17.89 ↑ +22%
Health Choice Arizona, Inc. Medicaid $17.89 ↑ +22%
Banner University Health Plan AZ Medicaid - AHCCCS $17.89 ↑ +22%
Aetna Banner Employee Plans $18.82 ↑ +28%
Hospice of the Valley Medicare $19.60 ↑ +34%
Cigna Healthcare of Arizona, Inc. LocalFlex $21.01 ↑ +43%
Cigna Healthcare of Arizona, Inc. Commercial $23.34 ↑ +59%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $25.20 ↑ +72%
Plotkin Health Plotkin Health $25.20 ↑ +72%
Arizona Physicians IPA Medicare Advantage $26.10 ↑ +78%
Gila River Health Care Corporation Managed Care Program $26.10 ↑ +78%
Humana Medicare Advantage $26.10 ↑ +78%
United Healthcare UHC Medicare Advantage $26.10 ↑ +78%
UPMC Health Plan Medicare Advantage $26.10 ↑ +78%
Blue Cross Blue Shield of Arizona Medicare Advantage $26.10 ↑ +78%
Banner University Health Plan University Care Advantage $26.10 ↑ +78%
Mercy Care Mercy Care Advantage $26.10 ↑ +78%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $26.10 ↑ +78%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $26.10 ↑ +78%
Aetna Medicare Advantage $26.10 ↑ +78%
Banner Health Medicare Advantage $26.10 ↑ +78%
Health Choice Arizona, Inc. Medicare Advantage $26.10 ↑ +78%
Kaiser Foundation Health Plan Medicare Advantage $26.10 ↑ +78%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $26.10 ↑ +78%
Health Net Medicare $26.10 ↑ +78%
Wellpoint Medicare Advantage HMO $26.10 ↑ +78%
Care 1st Medicare Advantage $26.10 ↑ +78%
Carelon Medicare Advantage $27.41 ↑ +87%
Devoted Health Services Medicare Advantage $27.41 ↑ +87%
Gold Kidney Health Plan Medicare Advantage $28.71 ↑ +96%
Arizona Priority Care Medicare Advantage $28.71 ↑ +96%
Aetna Medical Rental $29.51 ↑ +101%
Quiktrip Corporation Commercial $30.24 ↑ +106%
NaphCare Federal Prison System $35.23 ↑ +140%
Aetna Qualified Health Plan $35.50 ↑ +142%
United Healthcare Individual Exchange $36.54 ↑ +149%
Health Net Commerical Exchange Product $38.63 ↑ +163%
Health Choice Arizona, Inc. ACA Health Plan $39.15 ↑ +167%
Arizona Medical Network Commercial $39.20 ↑ +167%
Provider Network of America Commercial $42.00 ↑ +186%
Oscar Health Plan Commercial $43.06 ↑ +194%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $44.46 ↑ +203%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $44.46 ↑ +203%
United Healthcare UHC Doctor's Plan $45.63 ↑ +211%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $47.42 ↑ +223%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $49.79 ↑ +239%
Aetna Joint Venture $49.97 ↑ +241%
United Healthcare UHC Core $51.59 ↑ +252%
Aetna Designated Group $53.09 ↑ +262%
United Healthcare Commercial $55.52 ↑ +278%
Blue Cross Blue Shield of Arizona Commercial $59.28 ↑ +304%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $59.28 ↑ +304%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $59.28 ↑ +304%
Aetna Broad Network $62.47 ↑ +326%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Surgical pathology level 1 gross examination only at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $12.32 $17.89 – $43.06
Banner Heart Hospital Mesa $5.99 $17.89 – $43.06
Arizona General Hospital Mesa Mesa $114.61 $17.02 – $379.09
Mercy Gilbert Medical Center Gilbert $25.59 $14.56 – $80.08
Banner University Medical Center Phoenix Phoenix $15.57 $17.30 – $43.06
Banner University Medical Center Tucson Tucson $14.04 $17.89 – $43.06
Banner University Medical Center South Tucson $14.89 $17.89 – $43.06
Banner Boswell Medical Center Sun City $12.26 $17.89 – $44.80

All Arizona hospitals for this procedure →