MRI brain without dye at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$725.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,404.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$350.10 with Mercy Care vs $3,808.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $350.10 ↓ -52%
Arizona Physicians IPA Medicaid $350.10 ↓ -52%
Health Net Medicaid $350.10 ↓ -52%
Health Choice Arizona, Inc. Medicaid $350.10 ↓ -52%
Banner University Health Plan AZ Medicaid - AHCCCS $350.10 ↓ -52%
Wellpoint Medicare Advantage HMO $584.39 ↓ -19%
Aetna Medicare Advantage $584.39 ↓ -19%
Arizona Physicians IPA Medicare Advantage $584.39 ↓ -19%
Banner Health Medicare Advantage $584.39 ↓ -19%
Banner University Health Plan University Care Advantage $584.39 ↓ -19%
Blue Cross Blue Shield of Arizona Medicare Advantage $584.39 ↓ -19%
Care 1st Medicare Advantage $584.39 ↓ -19%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $584.39 ↓ -19%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $584.39 ↓ -19%
Gila River Health Care Corporation Managed Care Program $584.39 ↓ -19%
Health Choice Arizona, Inc. Medicare Advantage $584.39 ↓ -19%
Health Net Medicare $584.39 ↓ -19%
Humana Medicare Advantage $584.39 ↓ -19%
Kaiser Foundation Health Plan Medicare Advantage $584.39 ↓ -19%
Mercy Care Mercy Care Advantage $584.39 ↓ -19%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $584.39 ↓ -19%
United Healthcare UHC Medicare Advantage $584.39 ↓ -19%
UPMC Health Plan Medicare Advantage $584.39 ↓ -19%
Devoted Health Services Medicare Advantage $613.61 ↓ -15%
Carelon Medicare Advantage $613.61 ↓ -15%
Arizona Priority Care Medicare Advantage $642.83 ↓ -11%
Gold Kidney Health Plan Medicare Advantage $642.83 ↓ -11%
NaphCare Federal Prison System $788.93 ↑ +9%
Aetna Qualified Health Plan $794.77 ↑ +10%
United Healthcare Individual Exchange $818.15 ↑ +13%
Health Net Commerical Exchange Product $864.90 ↑ +19%
Health Choice Arizona, Inc. ACA Health Plan $876.59 ↑ +21%
Oscar Health Plan Commercial $964.24 ↑ +33%
Aetna Banner Employee Plans $1,143.74 ↑ +58%
Hospice of the Valley Medicare $1,191.40 ↑ +64%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +86%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +106%
Plotkin Health Plotkin Health $1,531.80 ↑ +111%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,531.80 ↑ +111%
Aetna Joint Venture $1,572.65 ↑ +117%
Aetna Designated Group $1,671.36 ↑ +131%
Aetna Medical Rental $1,793.91 ↑ +147%
Quiktrip Corporation Commercial $1,838.16 ↑ +154%
Aetna Broad Network $1,964.11 ↑ +171%
Arizona Medical Network Commercial $2,382.80 ↑ +229%
Provider Network of America Commercial $2,553.00 ↑ +252%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $2,856.00 ↑ +294%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,856.00 ↑ +294%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,046.40 ↑ +320%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,198.70 ↑ +341%
Blue Cross Blue Shield of Arizona Commercial $3,808.00 ↑ +425%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,808.00 ↑ +425%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,808.00 ↑ +425%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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MRI brain without dye at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $541.24 $350.10 – $2,553.00
Banner Estrella Medical Center Phoenix $605.91 $350.10 – $2,553.00
Banner Gateway Medical Center Gilbert $578.68 $350.10 – $2,553.00

All Arizona hospitals for this procedure →