Insitu hybridization (fish) at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$262.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$173.71 with Aetna vs $1,164.65 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $173.71 ↓ -34%
Hospice of the Valley Medicare $180.95 ↓ -31%
Humana Medicare Advantage $182.64 ↓ -30%
Arizona Physicians IPA Medicare Advantage $182.64 ↓ -30%
Wellpoint Medicare Advantage HMO $182.64 ↓ -30%
Aetna Medicare Advantage $182.64 ↓ -30%
Gila River Health Care Corporation Managed Care Program $182.64 ↓ -30%
United Healthcare UHC Medicare Advantage $182.64 ↓ -30%
UPMC Health Plan Medicare Advantage $182.64 ↓ -30%
Health Net Medicare $182.64 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↓ -30%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↓ -30%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↓ -30%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↓ -30%
Banner University Health Plan University Care Advantage $182.64 ↓ -30%
Mercy Care Mercy Care Advantage $182.64 ↓ -30%
Banner Health Medicare Advantage $182.64 ↓ -30%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↓ -30%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $182.64 ↓ -30%
Care 1st Medicare Advantage $182.64 ↓ -30%
Carelon Medicare Advantage $191.77 ↓ -27%
Devoted Health Services Medicare Advantage $191.77 ↓ -27%
Gold Kidney Health Plan Medicare Advantage $200.90 ↓ -23%
Arizona Priority Care Medicare Advantage $200.90 ↓ -23%
Arizona Physicians IPA Medicaid $211.16 ↓ -19%
Mercy Care Mercy Medicaid $211.16 ↓ -19%
Health Net Medicaid $211.16 ↓ -19%
Health Choice Arizona, Inc. Medicaid $211.16 ↓ -19%
Banner University Health Plan AZ Medicaid - AHCCCS $211.16 ↓ -19%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $232.65 ↓ -11%
Plotkin Health Plotkin Health $232.65 ↓ -11%
NaphCare Federal Prison System $246.56 ↓ -6%
Aetna Qualified Health Plan $248.39 ↓ -5%
United Healthcare Individual Exchange $255.70 ↓ -2%
Health Net Commerical Exchange Product $270.31 ↑ +3%
Aetna Medical Rental $272.46 ↑ +4%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +5%
Quiktrip Corporation Commercial $279.18 ↑ +7%
Oscar Health Plan Commercial $301.36 ↑ +15%
Cigna Healthcare of Arizona, Inc. LocalFlex $354.81 ↑ +35%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $358.40 ↑ +37%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $358.40 ↑ +37%
Arizona Medical Network Commercial $361.90 ↑ +38%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $382.29 ↑ +46%
Provider Network of America Commercial $387.75 ↑ +48%
Cigna Healthcare of Arizona, Inc. Commercial $394.23 ↑ +50%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $401.41 ↑ +53%
Blue Cross Blue Shield of Arizona Commercial $477.87 ↑ +82%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $477.87 ↑ +82%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $477.87 ↑ +82%
United Healthcare UHC Doctor's Plan $538.71 ↑ +106%
United Healthcare UHC Core $608.25 ↑ +132%
United Healthcare Commercial $655.34 ↑ +150%
Aetna Joint Venture $931.61 ↑ +256%
Aetna Designated Group $989.87 ↑ +278%
Aetna Broad Network $1,164.65 ↑ +345%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Insitu hybridization (fish) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $220.00 $173.71 – $387.75
Banner Heart Hospital Mesa $55.32 $173.71 – $387.75
Arizona General Hospital Mesa Mesa $483.63 $97.64 – $1,053.58
Mercy Gilbert Medical Center Gilbert $487.08 $94.79 – $521.33
Banner University Medical Center Phoenix Phoenix $143.73 $139.44 – $387.75
Banner University Medical Center Tucson Tucson $196.90 $180.95 – $413.60
Banner University Medical Center South Tucson $208.78 $182.64 – $594.40
Banner Boswell Medical Center Sun City $113.22 $173.71 – $413.60

All Arizona hospitals for this procedure →