Infectious agent antigen immunoassay ql/sq multi step cryptococcus neoformans at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.42 with Aetna vs $61.48 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $13.42 ↑ +34%
Gila River Health Care Corporation Managed Care Program $13.42 ↑ +34%
Humana Medicare Advantage $13.42 ↑ +34%
Arizona Physicians IPA Medicare Advantage $13.42 ↑ +34%
Arizona Physicians IPA Medicaid $13.42 ↑ +34%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $13.42 ↑ +34%
Blue Cross Blue Shield of Arizona Medicare Advantage $13.42 ↑ +34%
Kaiser Foundation Health Plan Medicare Advantage $13.42 ↑ +34%
Health Choice Arizona, Inc. Medicare Advantage $13.42 ↑ +34%
Banner University Health Plan AZ Medicaid - AHCCCS $13.42 ↑ +34%
Banner University Health Plan University Care Advantage $13.42 ↑ +34%
Mercy Care Mercy Medicaid $13.42 ↑ +34%
Mercy Care Mercy Care Advantage $13.42 ↑ +34%
Health Choice Arizona, Inc. Medicaid $13.42 ↑ +34%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.42 ↑ +34%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $13.42 ↑ +34%
Banner Health Medicare Advantage $13.42 ↑ +34%
Care 1st Medicare Advantage $13.42 ↑ +34%
Wellpoint Medicare Advantage HMO $13.42 ↑ +34%
United Healthcare UHC Medicare Advantage $13.42 ↑ +34%
UPMC Health Plan Medicare Advantage $13.42 ↑ +34%
Health Net Medicaid $13.42 ↑ +34%
Health Net Medicare $13.42 ↑ +34%
Aetna Banner Employee Plans $13.78 ↑ +38%
Devoted Health Services Medicare Advantage $14.09 ↑ +41%
Carelon Medicare Advantage $14.09 ↑ +41%
Hospice of the Valley Medicare $14.35 ↑ +44%
Gold Kidney Health Plan Medicare Advantage $14.76 ↑ +48%
Arizona Priority Care Medicare Advantage $14.76 ↑ +48%
NaphCare Federal Prison System $18.12 ↑ +81%
Aetna Qualified Health Plan $18.25 ↑ +83%
Plotkin Health Plotkin Health $18.45 ↑ +85%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $18.45 ↑ +85%
United Healthcare Individual Exchange $18.79 ↑ +88%
Health Net Commerical Exchange Product $19.86 ↑ +99%
Health Choice Arizona, Inc. ACA Health Plan $20.13 ↑ +101%
Aetna Medical Rental $21.61 ↑ +116%
Quiktrip Corporation Commercial $22.14 ↑ +121%
Oscar Health Plan Commercial $22.14 ↑ +121%
Cigna Healthcare of Arizona, Inc. LocalFlex $23.54 ↑ +135%
United Healthcare UHC Doctor's Plan $24.82 ↑ +148%
Cigna Healthcare of Arizona, Inc. Commercial $26.16 ↑ +162%
United Healthcare UHC Core $27.44 ↑ +174%
Arizona Medical Network Commercial $28.70 ↑ +187%
United Healthcare Commercial $30.20 ↑ +202%
Provider Network of America Commercial $30.75 ↑ +208%
Aetna Joint Venture $45.06 ↑ +351%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $46.11 ↑ +361%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $46.11 ↑ +361%
Aetna Designated Group $47.88 ↑ +379%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $49.19 ↑ +392%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $51.65 ↑ +417%
Aetna Broad Network $56.34 ↑ +463%
Blue Cross Blue Shield of Arizona Commercial $61.48 ↑ +515%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $61.48 ↑ +515%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $61.48 ↑ +515%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step cryptococcus neoformans at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Mesa Mesa $51.87 $8.05 – $75.17
Mercy Gilbert Medical Center Gilbert $13.29 $5.04 – $27.72
Arizona General Hospital Laveen Phoenix $48.09 $8.05 – $75.17
St. Joseph’s Hospital and Medical Center Phoenix $37.44 $5.64 – $66.36
Yavapai Regional Medical Center (East) Prescott $89.04 $13.42 – $68.00
Chandler Regional Medical Center Chandler $14.48 $5.04 – $30.24

All Arizona hospitals for this procedure →