Culture body fluid at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$66.61

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$273.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.62 with Wellpoint vs $39.54 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $8.62 ↓ -87%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8.62 ↓ -87%
UPMC Health Plan Medicare Advantage $8.62 ↓ -87%
United Healthcare UHC Medicare Advantage $8.62 ↓ -87%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.62 ↓ -87%
Aetna Medicare Advantage $8.62 ↓ -87%
Mercy Care Mercy Medicaid $8.62 ↓ -87%
Mercy Care Mercy Care Advantage $8.62 ↓ -87%
Arizona Physicians IPA Medicaid $8.62 ↓ -87%
Arizona Physicians IPA Medicare Advantage $8.62 ↓ -87%
Kaiser Foundation Health Plan Medicare Advantage $8.62 ↓ -87%
Banner Health Medicare Advantage $8.62 ↓ -87%
Banner University Health Plan AZ Medicaid - AHCCCS $8.62 ↓ -87%
Banner University Health Plan University Care Advantage $8.62 ↓ -87%
Humana Medicare Advantage $8.62 ↓ -87%
Health Net Medicare $8.62 ↓ -87%
Health Net Medicaid $8.62 ↓ -87%
Health Choice Arizona, Inc. Medicare Advantage $8.62 ↓ -87%
Health Choice Arizona, Inc. Medicaid $8.62 ↓ -87%
Gila River Health Care Corporation Managed Care Program $8.62 ↓ -87%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.62 ↓ -87%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.62 ↓ -87%
Care 1st Medicare Advantage $8.62 ↓ -87%
Aetna Banner Employee Plans $8.74 ↓ -87%
Devoted Health Services Medicare Advantage $9.05 ↓ -86%
Carelon Medicare Advantage $9.05 ↓ -86%
Hospice of the Valley Medicare $9.10 ↓ -86%
Gold Kidney Health Plan Medicare Advantage $9.48 ↓ -86%
Arizona Priority Care Medicare Advantage $9.48 ↓ -86%
NaphCare Federal Prison System $11.64 ↓ -83%
Plotkin Health Plotkin Health $11.70 ↓ -82%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $11.70 ↓ -82%
Aetna Qualified Health Plan $11.72 ↓ -82%
United Healthcare Individual Exchange $12.07 ↓ -82%
Health Net Commerical Exchange Product $12.76 ↓ -81%
Health Choice Arizona, Inc. ACA Health Plan $12.93 ↓ -81%
Aetna Medical Rental $13.70 ↓ -79%
Quiktrip Corporation Commercial $14.04 ↓ -79%
Oscar Health Plan Commercial $14.22 ↓ -79%
Cigna Healthcare of Arizona, Inc. LocalFlex $15.12 ↓ -77%
United Healthcare UHC Doctor's Plan $15.94 ↓ -76%
Cigna Healthcare of Arizona, Inc. Commercial $16.80 ↓ -75%
United Healthcare UHC Core $17.63 ↓ -74%
Arizona Medical Network Commercial $18.20 ↓ -73%
United Healthcare Commercial $19.39 ↓ -71%
Provider Network of America Commercial $19.50 ↓ -71%
Aetna Joint Venture $28.95 ↓ -57%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $29.65 ↓ -55%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $29.65 ↓ -55%
Aetna Designated Group $30.76 ↓ -54%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $31.63 ↓ -53%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $33.21 ↓ -50%
Aetna Broad Network $36.19 ↓ -46%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $39.54 ↓ -41%
Blue Cross Blue Shield of Arizona Commercial $39.54 ↓ -41%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $39.54 ↓ -41%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Culture body fluid at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $60.88 $8.62 – $19.50
Banner Heart Hospital Mesa $44.77 $8.62 – $19.50
Arizona General Hospital Mesa Mesa $113.62 $5.17 – $232.03
Mercy Gilbert Medical Center Gilbert $185.98 $4.76 – $26.18
Banner University Medical Center Phoenix Phoenix $60.33 $8.62 – $19.50
Banner University Medical Center Tucson Tucson $31.59 $8.62 – $20.80
Banner University Medical Center South Tucson $22.55 $8.62 – $20.80
Banner Behavioral Health Hospital Scottsdale $159.95 $8.62 – $18.20

All Arizona hospitals for this procedure →