Consultation pathology during surgery at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$54.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.53 with Arizona Physicians IPA vs $223.99 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $24.53 ↓ -55%
Health Choice Arizona, Inc. Medicaid $24.53 ↓ -55%
Mercy Care Mercy Medicaid $24.53 ↓ -55%
Banner University Health Plan AZ Medicaid - AHCCCS $24.53 ↓ -55%
Health Net Medicaid $24.53 ↓ -55%
Cigna Healthcare of Arizona, Inc. LocalFlex $58.48 ↑ +7%
United Healthcare UHC Doctor's Plan $62.59 ↑ +15%
Mercy Care Mercy Care Advantage $63.31 ↑ +16%
Banner Health Medicare Advantage $63.31 ↑ +16%
Banner University Health Plan University Care Advantage $63.31 ↑ +16%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↑ +16%
Humana Medicare Advantage $63.31 ↑ +16%
Health Net Medicare $63.31 ↑ +16%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↑ +16%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↑ +16%
Gila River Health Care Corporation Managed Care Program $63.31 ↑ +16%
Care 1st Medicare Advantage $63.31 ↑ +16%
Wellpoint Medicare Advantage HMO $63.31 ↑ +16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $63.31 ↑ +16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↑ +16%
UPMC Health Plan Medicare Advantage $63.31 ↑ +16%
United Healthcare UHC Medicare Advantage $63.31 ↑ +16%
Aetna Medicare Advantage $63.31 ↑ +16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↑ +16%
Arizona Physicians IPA Medicare Advantage $63.31 ↑ +16%
Cigna Healthcare of Arizona, Inc. Commercial $64.98 ↑ +19%
Devoted Health Services Medicare Advantage $66.48 ↑ +22%
Carelon Medicare Advantage $66.48 ↑ +22%
Gold Kidney Health Plan Medicare Advantage $69.64 ↑ +28%
Arizona Priority Care Medicare Advantage $69.64 ↑ +28%
Aetna Banner Employee Plans $69.89 ↑ +28%
United Healthcare UHC Core $70.70 ↑ +30%
Hospice of the Valley Medicare $72.80 ↑ +34%
United Healthcare Commercial $76.14 ↑ +40%
NaphCare Federal Prison System $85.47 ↑ +57%
Aetna Qualified Health Plan $86.10 ↑ +58%
United Healthcare Individual Exchange $88.63 ↑ +63%
Plotkin Health Plotkin Health $93.60 ↑ +72%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $93.60 ↑ +72%
Health Net Commerical Exchange Product $93.70 ↑ +72%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↑ +74%
Oscar Health Plan Commercial $104.46 ↑ +92%
Aetna Medical Rental $109.62 ↑ +101%
Quiktrip Corporation Commercial $112.32 ↑ +106%
Aetna Joint Venture $117.19 ↑ +115%
Aetna Designated Group $124.52 ↑ +128%
Arizona Medical Network Commercial $145.60 ↑ +167%
Aetna Broad Network $146.51 ↑ +169%
Provider Network of America Commercial $156.00 ↑ +186%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $167.99 ↑ +208%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $167.99 ↑ +208%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $179.19 ↑ +229%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $188.15 ↑ +245%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $223.99 ↑ +311%
Blue Cross Blue Shield of Arizona Commercial $223.99 ↑ +311%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $223.99 ↑ +311%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Consultation pathology during surgery at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $45.76 $24.53 – $156.00
Banner Heart Hospital Mesa $22.26 $24.53 – $156.00
Arizona General Hospital Mesa Mesa $38.78 $34.96 – $169.84
Mercy Gilbert Medical Center Gilbert $206.40 $36.48 – $646.03
Banner University Medical Center Phoenix Phoenix $57.82 $24.53 – $156.00
Banner University Medical Center Tucson Tucson $46.91 $24.53 – $141.60
Banner University Medical Center South Tucson $49.74 $24.53 – $141.60
Banner Boswell Medical Center Sun City $45.55 $24.53 – $166.40

All Arizona hospitals for this procedure →