X-ray exam thorac spine4/>vw at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$116.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$403.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.00 with Health Net vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $79.00 ↓ -32%
Arizona Physicians IPA Medicaid $79.00 ↓ -32%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -32%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -32%
Mercy Care Mercy Medicaid $79.00 ↓ -32%
United Healthcare UHC Medicare Advantage $113.34 ↓ -2%
UPMC Health Plan Medicare Advantage $113.34 ↓ -2%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↓ -2%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↓ -2%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↓ -2%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↓ -2%
Banner Health Medicare Advantage $113.34 ↓ -2%
Gila River Health Care Corporation Managed Care Program $113.34 ↓ -2%
Care 1st Medicare Advantage $113.34 ↓ -2%
Humana Medicare Advantage $113.34 ↓ -2%
Arizona Physicians IPA Medicare Advantage $113.34 ↓ -2%
Wellpoint Medicare Advantage HMO $113.34 ↓ -2%
Health Net Medicare $113.34 ↓ -2%
Mercy Care Mercy Care Advantage $113.34 ↓ -2%
Aetna Medicare Advantage $113.34 ↓ -2%
Banner University Health Plan University Care Advantage $113.34 ↓ -2%
Carelon Medicare Advantage $119.01 ↑ +3%
Devoted Health Services Medicare Advantage $119.01 ↑ +3%
Arizona Priority Care Medicare Advantage $124.67 ↑ +7%
Gold Kidney Health Plan Medicare Advantage $124.67 ↑ +7%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $132.38 ↑ +14%
Aetna Banner Employee Plans $135.41 ↑ +17%
Hospice of the Valley Medicare $141.05 ↑ +22%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $141.20 ↑ +22%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $148.26 ↑ +28%
Aetna Qualified Health Plan $154.14 ↑ +33%
United Healthcare Individual Exchange $158.68 ↑ +37%
Health Net Commerical Exchange Product $167.74 ↑ +45%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↑ +46%
Blue Cross Blue Shield of Arizona Commercial $176.50 ↑ +52%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $176.50 ↑ +52%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $176.50 ↑ +52%
Plotkin Health Plotkin Health $181.35 ↑ +56%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $181.35 ↑ +56%
Aetna Joint Venture $186.19 ↑ +60%
Oscar Health Plan Commercial $187.01 ↑ +61%
Aetna Designated Group $197.87 ↑ +70%
Aetna Medical Rental $212.38 ↑ +83%
Quiktrip Corporation Commercial $217.62 ↑ +88%
Aetna Broad Network $232.53 ↑ +100%
Cigna Healthcare of Arizona, Inc. LocalFlex $264.77 ↑ +128%
Cigna Healthcare of Arizona, Inc. Commercial $276.86 ↑ +139%
Arizona Medical Network Commercial $282.10 ↑ +143%
Provider Network of America Commercial $302.25 ↑ +160%
United Healthcare UHC Doctor's Plan $467.28 ↑ +303%
United Healthcare UHC Core $509.21 ↑ +339%
United Healthcare Commercial $551.65 ↑ +375%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray exam thorac spine4/>vw at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $112.84 $79.00 – $302.25
Banner Heart Hospital Mesa $167.24 $79.00 – $302.25
Mercy Gilbert Medical Center Gilbert $302.83 $46.85 – $947.87
Banner University Medical Center Phoenix Phoenix $113.65 $51.50 – $302.25
Banner University Medical Center Tucson Tucson $151.50 $61.16 – $404.00
Banner University Medical Center South Tucson $155.54 $61.16 – $404.00
Banner Boswell Medical Center Sun City $98.33 $79.00 – $322.40
Banner Del Webb Medical Center Sun City West $93.90 $51.50 – $322.40

All Arizona hospitals for this procedure →