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Urinalysis (without microscopy) at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.25 with UPMC Health Plan vs $10.34 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $2.25 ↓ -87%
Gila River Health Care Corporation Managed Care Program $2.25 ↓ -87%
Mercy Care Mercy Medicaid $2.25 ↓ -87%
Banner University Health Plan University Care Advantage $2.25 ↓ -87%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $2.25 ↓ -87%
Health Choice Arizona, Inc. Medicare Advantage $2.25 ↓ -87%
Banner University Health Plan AZ Medicaid - AHCCCS $2.25 ↓ -87%
Health Net Medicaid $2.25 ↓ -87%
Health Choice Arizona, Inc. Medicaid $2.25 ↓ -87%
Arizona Physicians IPA Medicaid $2.25 ↓ -87%
United Healthcare UHC Medicare Advantage $2.25 ↓ -87%
Aetna Medicare Advantage $2.25 ↓ -87%
Humana Medicare Advantage $2.25 ↓ -87%
Health Net Medicare $2.25 ↓ -87%
Wellpoint Medicare Advantage HMO $2.25 ↓ -87%
Blue Cross Blue Shield of Arizona Medicare Advantage $2.25 ↓ -87%
Mercy Care Mercy Care Advantage $2.25 ↓ -87%
Arizona Physicians IPA Medicare Advantage $2.25 ↓ -87%
Banner Health Medicare Advantage $2.25 ↓ -87%
Care 1st Medicare Advantage $2.25 ↓ -87%
Kaiser Foundation Health Plan Medicare Advantage $2.25 ↓ -87%
Aetna Banner Employee Plans $2.35 ↓ -86%
Carelon Medicare Advantage $2.36 ↓ -86%
Devoted Health Services Medicare Advantage $2.36 ↓ -86%
Hospice of the Valley Medicare $2.45 ↓ -85%
Gold Kidney Health Plan Medicare Advantage $2.48 ↓ -85%
Arizona Priority Care Medicare Advantage $2.48 ↓ -85%
Aetna Qualified Health Plan $3.06 ↓ -82%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $3.15 ↓ -81%
Plotkin Health Plotkin Health $3.15 ↓ -81%
United Healthcare Individual Exchange $3.15 ↓ -81%
Health Net Commerical Exchange Product $3.33 ↓ -80%
Health Choice Arizona, Inc. ACA Health Plan $3.38 ↓ -80%
Aetna Medical Rental $3.69 ↓ -78%
Oscar Health Plan Commercial $3.71 ↓ -78%
Quiktrip Corporation Commercial $3.78 ↓ -77%
Cigna Healthcare of Arizona, Inc. LocalFlex $3.94 ↓ -76%
United Healthcare UHC Doctor's Plan $4.16 ↓ -75%
Cigna Healthcare of Arizona, Inc. Commercial $4.38 ↓ -74%
United Healthcare UHC Core $4.60 ↓ -72%
Arizona Medical Network Commercial $4.90 ↓ -71%
United Healthcare Commercial $5.07 ↓ -70%
Provider Network of America Commercial $5.25 ↓ -69%
Aetna Joint Venture $7.56 ↓ -55%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7.76 ↓ -54%
Aetna Designated Group $8.03 ↓ -52%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $8.27 ↓ -51%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8.69 ↓ -48%
Aetna Broad Network $9.45 ↓ -43%
Blue Cross Blue Shield of Arizona Commercial $10.34 ↓ -38%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $10.34 ↓ -38%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $10.34 ↓ -38%

Visitor-reported prices

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Urinalysis (without microscopy) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $28.57 $2.25 – $5.25
Banner Heart Hospital Mesa $9.10 $2.25 – $5.25
Banner University Medical Center Phoenix Phoenix $29.42 $2.25 – $5.25
Banner University Medical Center Tucson Tucson $21.08 $2.25 – $5.60
Banner University Medical Center South Tucson $20.65 $2.25 – $5.60
Banner Behavioral Health Hospital Scottsdale $43.36 $2.25 – $51.80
Banner Boswell Medical Center Sun City $23.43 $2.25 – $5.60
Banner Casa Grande Medical Center Casa Grande $23.65 $2.25 – $5.25

All Arizona hospitals for this procedure →