Tx atrial fib pulm vein isol at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5,172.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52,243.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15,142.00 with Aetna vs $43,322.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $15,142.00 ↑ +193%
Health Net Medicaid $15,561.70 ↑ +201%
Mercy Care Mercy Medicaid $15,561.70 ↑ +201%
Health Choice Arizona, Inc. Medicaid $15,561.70 ↑ +201%
Banner University Health Plan AZ Medicaid - AHCCCS $15,561.70 ↑ +201%
Arizona Physicians IPA Medicaid $15,561.70 ↑ +201%
Hospice of the Valley Medicare $18,285.05 ↑ +254%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $23,509.35 ↑ +355%
Plotkin Health Plotkin Health $23,509.35 ↑ +355%
United Healthcare UHC Doctor's Plan $25,337.85 ↑ +390%
Care 1st Medicare Advantage $26,147.02 ↑ +406%
Gila River Health Care Corporation Managed Care Program $26,147.02 ↑ +406%
Humana Medicare Advantage $26,147.02 ↑ +406%
United Healthcare UHC Medicare Advantage $26,147.02 ↑ +406%
UPMC Health Plan Medicare Advantage $26,147.02 ↑ +406%
Blue Cross Blue Shield of Arizona Medicare Advantage $26,147.02 ↑ +406%
Banner University Health Plan University Care Advantage $26,147.02 ↑ +406%
Mercy Care Mercy Care Advantage $26,147.02 ↑ +406%
Aetna Medicare Advantage $26,147.02 ↑ +406%
Banner Health Medicare Advantage $26,147.02 ↑ +406%
Health Choice Arizona, Inc. Medicare Advantage $26,147.02 ↑ +406%
Kaiser Foundation Health Plan Medicare Advantage $26,147.02 ↑ +406%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $26,147.02 ↑ +406%
Health Net Medicare $26,147.02 ↑ +406%
Wellpoint Medicare Advantage HMO $26,147.02 ↑ +406%
Arizona Physicians IPA Medicare Advantage $26,147.02 ↑ +406%
United Healthcare UHC Core $26,487.20 ↑ +412%
Carelon Medicare Advantage $27,454.37 ↑ +431%
Devoted Health Services Medicare Advantage $27,454.37 ↑ +431%
Aetna Medical Rental $27,532.06 ↑ +432%
United Healthcare Commercial $27,897.76 ↑ +439%
Quiktrip Corporation Commercial $28,211.22 ↑ +445%
Gold Kidney Health Plan Medicare Advantage $28,761.72 ↑ +456%
Arizona Priority Care Medicare Advantage $28,761.72 ↑ +456%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $29,002.15 ↑ +461%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $30,935.62 ↑ +498%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $32,482.16 ↑ +528%
Cigna Healthcare of Arizona, Inc. LocalFlex $34,323.65 ↑ +564%
Aetna Joint Venture $34,658.00 ↑ +570%
Aetna Qualified Health Plan $35,559.95 ↑ +588%
Cigna Healthcare of Arizona, Inc. Commercial $35,890.94 ↑ +594%
Arizona Medical Network Commercial $36,570.10 ↑ +607%
United Healthcare Individual Exchange $36,605.83 ↑ +608%
Aetna Designated Group $36,824.00 ↑ +612%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $38,669.53 ↑ +648%
Blue Cross Blue Shield of Arizona Commercial $38,669.53 ↑ +648%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $38,669.53 ↑ +648%
Health Net Commerical Exchange Product $38,697.59 ↑ +648%
Provider Network of America Commercial $39,182.25 ↑ +658%
Health Choice Arizona, Inc. ACA Health Plan $39,220.53 ↑ +658%
Oscar Health Plan Commercial $43,142.58 ↑ +734%
Aetna Broad Network $43,322.00 ↑ +738%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Tx atrial fib pulm vein isol at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $41,051.46 $15,142.00 – $43,142.58
Banner Heart Hospital Mesa $37,403.61 $15,142.00 – $43,142.58
Mercy Gilbert Medical Center Gilbert $13,004.06 $963.78 – $40,703.74
Banner University Medical Center Phoenix Phoenix $38,008.64 $11,283.21 – $43,142.58
Banner University Medical Center Tucson Tucson $33,586.93 $13,897.10 – $43,142.58
Banner University Medical Center South Tucson $4,645.60 $13,897.10 – $43,142.58
Banner Boswell Medical Center Sun City $32,208.35 $15,142.00 – $43,142.58
Banner Thunderbird Medical Center Glendale $35,194.96 $72.99 – $43,142.58

All Arizona hospitals for this procedure →