Stress test pulmonary at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$142.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$542.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.61 with Blue Cross Blue Shield of Arizona vs $406.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $63.61 ↓ -55%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $67.85 ↓ -52%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $71.24 ↓ -50%
Health Choice Arizona, Inc. Medicaid $81.16 ↓ -43%
Mercy Care Mercy Medicaid $81.16 ↓ -43%
Banner University Health Plan AZ Medicaid - AHCCCS $81.16 ↓ -43%
Arizona Physicians IPA Medicaid $81.16 ↓ -43%
Health Net Medicaid $81.16 ↓ -43%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $84.82 ↓ -40%
Blue Cross Blue Shield of Arizona Commercial $84.82 ↓ -40%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $84.82 ↓ -40%
Care 1st Medicare Advantage $137.38 ↓ -4%
Gila River Health Care Corporation Managed Care Program $137.38 ↓ -4%
Humana Medicare Advantage $137.38 ↓ -4%
United Healthcare UHC Medicare Advantage $137.38 ↓ -4%
UPMC Health Plan Medicare Advantage $137.38 ↓ -4%
Blue Cross Blue Shield of Arizona Medicare Advantage $137.38 ↓ -4%
Banner University Health Plan University Care Advantage $137.38 ↓ -4%
Mercy Care Mercy Care Advantage $137.38 ↓ -4%
Aetna Medicare Advantage $137.38 ↓ -4%
Banner Health Medicare Advantage $137.38 ↓ -4%
Health Choice Arizona, Inc. Medicare Advantage $137.38 ↓ -4%
Kaiser Foundation Health Plan Medicare Advantage $137.38 ↓ -4%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $137.38 ↓ -4%
Health Net Medicare $137.38 ↓ -4%
Wellpoint Medicare Advantage HMO $137.38 ↓ -4%
Arizona Physicians IPA Medicare Advantage $137.38 ↓ -4%
Carelon Medicare Advantage $144.25 ↑ +1%
Devoted Health Services Medicare Advantage $144.25 ↑ +1%
Gold Kidney Health Plan Medicare Advantage $151.12 ↑ +6%
Arizona Priority Care Medicare Advantage $151.12 ↑ +6%
Aetna Banner Employee Plans $182.11 ↑ +28%
Aetna Qualified Health Plan $186.84 ↑ +31%
Hospice of the Valley Medicare $189.70 ↑ +33%
United Healthcare Individual Exchange $192.33 ↑ +35%
Health Net Commerical Exchange Product $203.32 ↑ +43%
Health Choice Arizona, Inc. ACA Health Plan $206.07 ↑ +45%
Oscar Health Plan Commercial $226.68 ↑ +59%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $243.90 ↑ +71%
Plotkin Health Plotkin Health $243.90 ↑ +71%
Aetna Joint Venture $250.40 ↑ +76%
United Healthcare UHC Doctor's Plan $262.87 ↑ +84%
Aetna Designated Group $266.12 ↑ +87%
United Healthcare UHC Core $274.79 ↑ +93%
Aetna Medical Rental $285.63 ↑ +100%
United Healthcare Commercial $289.43 ↑ +103%
Quiktrip Corporation Commercial $292.68 ↑ +105%
Aetna Broad Network $312.73 ↑ +119%
Cigna Healthcare of Arizona, Inc. LocalFlex $356.09 ↑ +150%
Cigna Healthcare of Arizona, Inc. Commercial $372.35 ↑ +161%
Arizona Medical Network Commercial $379.40 ↑ +166%
Provider Network of America Commercial $406.50 ↑ +185%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Stress test pulmonary at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $375.61 $63.61 – $406.50
Mercy Gilbert Medical Center Gilbert $135.30 $35.76 – $423.50
Banner University Medical Center Phoenix Phoenix $191.33 $24.75 – $406.50
Banner University Medical Center Tucson Tucson $94.08 $54.27 – $392.00
Banner Boswell Medical Center Sun City $134.42 $48.57 – $433.60
Banner Del Webb Medical Center Sun City West $42.28 $24.75 – $433.60
Banner Ironwood Medical Center San Tan Valley $65.58 $63.61 – $406.50
Banner Estrella Medical Center Phoenix $100.27 $63.61 – $406.50

All Arizona hospitals for this procedure →