MRI upper extremity other than joint without contrast (both sides) at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$292.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,654.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.84 with Banner University Health Plan vs $1,730.05 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $166.84 ↓ -43%
Arizona Physicians IPA Medicaid $166.84 ↓ -43%
Health Net Medicaid $166.84 ↓ -43%
Health Choice Arizona, Inc. Medicaid $166.84 ↓ -43%
Mercy Care Mercy Medicaid $166.84 ↓ -43%
Aetna Medicare Advantage $330.80 ↑ +13%
Aetna Qualified Health Plan $420.12 ↑ +44%
Health Choice Arizona, Inc. Medicare Advantage $496.20 ↑ +69%
Aetna Banner Employee Plans $555.74 ↑ +90%
Hospice of the Valley Medicare $578.90 ↑ +98%
Arizona Priority Care Medicare Advantage $661.60 ↑ +126%
Plotkin Health Plotkin Health $744.30 ↑ +154%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $744.30 ↑ +154%
Aetna Joint Venture $764.15 ↑ +161%
Aetna Designated Group $812.11 ↑ +177%
Oscar Health Plan Commercial $827.00 ↑ +182%
Health Net Medicare $827.00 ↑ +182%
Health Choice Arizona, Inc. ACA Health Plan $827.00 ↑ +182%
Aetna Medical Rental $871.66 ↑ +198%
Quiktrip Corporation Commercial $893.16 ↑ +205%
Health Net Commerical Exchange Product $893.16 ↑ +205%
Aetna Broad Network $954.36 ↑ +226%
United Healthcare UHC Doctor's Plan $987.59 ↑ +237%
United Healthcare UHC Core $1,076.21 ↑ +268%
Arizona Medical Network Commercial $1,157.80 ↑ +295%
United Healthcare Commercial $1,165.03 ↑ +298%
Provider Network of America Commercial $1,240.50 ↑ +324%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,297.54 ↑ +343%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +360%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,384.04 ↑ +373%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,453.23 ↑ +396%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +411%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,730.05 ↑ +491%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,730.05 ↑ +491%
Blue Cross Blue Shield of Arizona Commercial $1,730.05 ↑ +491%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI upper extremity other than joint without contrast (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $400.27 $166.84 – $1,346.00
Banner Heart Hospital Mesa $423.42 $166.84 – $1,346.00
Arizona General Hospital Mesa Mesa $506.85 $257.63 – $1,676.49
Banner University Medical Center Phoenix Phoenix $317.57 $166.84 – $1,346.00
Banner University Medical Center Tucson Tucson $467.12 $166.84 – $2,020.00
Banner University Medical Center South Tucson $398.95 $166.84 – $2,020.00
Banner Boswell Medical Center Sun City $243.14 $166.84 – $1,346.00
Banner Casa Grande Medical Center Casa Grande $327.49 $166.84 – $1,240.50

All Arizona hospitals for this procedure →