MRI chest without contrast at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$302.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,708.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.84 with Health Net vs $1,839.14 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $166.84 | ↓ -45% |
| Arizona Physicians IPA | Medicaid | $166.84 | ↓ -45% |
| Health Choice Arizona, Inc. | Medicaid | $166.84 | ↓ -45% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $166.84 | ↓ -45% |
| Mercy Care | Mercy Medicaid | $166.84 | ↓ -45% |
| United Healthcare | UHC Medicare Advantage | $257.63 | ↓ -15% |
| UPMC Health Plan | Medicare Advantage | $257.63 | ↓ -15% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $257.63 | ↓ -15% |
| Kaiser Foundation Health Plan | Medicare Advantage | $257.63 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $257.63 | ↓ -15% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $257.63 | ↓ -15% |
| Banner Health | Medicare Advantage | $257.63 | ↓ -15% |
| Gila River Health Care Corporation | Managed Care Program | $257.63 | ↓ -15% |
| Care 1st | Medicare Advantage | $257.63 | ↓ -15% |
| Humana | Medicare Advantage | $257.63 | ↓ -15% |
| Arizona Physicians IPA | Medicare Advantage | $257.63 | ↓ -15% |
| Wellpoint | Medicare Advantage HMO | $257.63 | ↓ -15% |
| Health Net | Medicare | $257.63 | ↓ -15% |
| Mercy Care | Mercy Care Advantage | $257.63 | ↓ -15% |
| Aetna | Medicare Advantage | $257.63 | ↓ -15% |
| Banner University Health Plan | University Care Advantage | $257.63 | ↓ -15% |
| Carelon | Medicare Advantage | $270.51 | ↓ -11% |
| Devoted Health Services | Medicare Advantage | $270.51 | ↓ -11% |
| Arizona Priority Care | Medicare Advantage | $283.39 | ↓ -6% |
| Gold Kidney Health Plan | Medicare Advantage | $283.39 | ↓ -6% |
| Aetna | Qualified Health Plan | $350.38 | ↑ +16% |
| United Healthcare | Individual Exchange | $360.68 | ↑ +19% |
| Health Net | Commerical Exchange Product | $381.29 | ↑ +26% |
| Health Choice Arizona, Inc. | ACA Health Plan | $386.44 | ↑ +28% |
| Oscar Health Plan | Commercial | $425.09 | ↑ +41% |
| Aetna | Banner Employee Plans | $573.89 | ↑ +90% |
| Hospice of the Valley | Medicare | $597.80 | ↑ +98% |
| Plotkin Health | Plotkin Health | $768.60 | ↑ +154% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $768.60 | ↑ +154% |
| Aetna | Joint Venture | $789.10 | ↑ +161% |
| Aetna | Designated Group | $838.63 | ↑ +177% |
| Aetna | Medical Rental | $900.12 | ↑ +198% |
| Quiktrip Corporation | Commercial | $922.32 | ↑ +205% |
| Aetna | Broad Network | $985.52 | ↑ +226% |
| United Healthcare | UHC Doctor's Plan | $987.59 | ↑ +227% |
| United Healthcare | UHC Core | $1,076.21 | ↑ +256% |
| United Healthcare | Commercial | $1,165.03 | ↑ +285% |
| Arizona Medical Network | Commercial | $1,195.60 | ↑ +295% |
| Provider Network of America | Commercial | $1,281.00 | ↑ +324% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +345% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,379.36 | ↑ +356% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,471.32 | ↑ +387% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +395% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,544.87 | ↑ +411% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,839.14 | ↑ +508% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,839.14 | ↑ +508% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,839.14 | ↑ +508% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
MRI chest without contrast at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Desert Medical Center | Mesa | $413.34 | $166.84 – $1,281.00 |
| Banner Heart Hospital | Mesa | $437.25 | $166.84 – $1,281.00 |
| Arizona General Hospital Mesa | Mesa | $581.20 | $257.63 – $1,922.41 |
| Mercy Gilbert Medical Center | Gilbert | $600.98 | $257.63 – $1,881.11 |
| Banner University Medical Center Phoenix | Phoenix | $327.94 | $166.84 – $1,281.00 |
| Banner University Medical Center Tucson | Tucson | $374.26 | $166.84 – $1,618.40 |
| Banner University Medical Center South | Tucson | $319.63 | $166.84 – $1,618.40 |
| Banner Boswell Medical Center | Sun City | $251.08 | $166.84 – $1,366.40 |