MRI chest w IV cont at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$377.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$518.51 with Banner University Health Plan vs $3,620.61 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $518.51 ↑ +37%
Mercy Care Mercy Medicaid $518.51 ↑ +37%
Health Net Medicaid $518.51 ↑ +37%
Health Choice Arizona, Inc. Medicaid $518.51 ↑ +37%
Arizona Physicians IPA Medicaid $518.51 ↑ +37%
Aetna Banner Employee Plans $717.36 ↑ +90%
Hospice of the Valley Medicare $747.25 ↑ +98%
UPMC Health Plan Medicare Advantage $842.06 ↑ +123%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $842.06 ↑ +123%
Health Choice Arizona, Inc. Medicare Advantage $842.06 ↑ +123%
Blue Cross Blue Shield of Arizona Medicare Advantage $842.06 ↑ +123%
Banner Health Medicare Advantage $842.06 ↑ +123%
Gila River Health Care Corporation Managed Care Program $842.06 ↑ +123%
Banner University Health Plan University Care Advantage $842.06 ↑ +123%
Mercy Care Mercy Care Advantage $842.06 ↑ +123%
Kaiser Foundation Health Plan Medicare Advantage $842.06 ↑ +123%
Care 1st Medicare Advantage $842.06 ↑ +123%
Humana Medicare Advantage $842.06 ↑ +123%
Arizona Physicians IPA Medicare Advantage $842.06 ↑ +123%
Wellpoint Medicare Advantage HMO $842.06 ↑ +123%
Health Net Medicare $842.06 ↑ +123%
United Healthcare UHC Medicare Advantage $842.06 ↑ +123%
Aetna Medicare Advantage $842.06 ↑ +123%
Devoted Health Services Medicare Advantage $884.16 ↑ +134%
Carelon Medicare Advantage $884.16 ↑ +134%
Arizona Priority Care Medicare Advantage $926.27 ↑ +145%
Gold Kidney Health Plan Medicare Advantage $926.27 ↑ +145%
Plotkin Health Plotkin Health $960.75 ↑ +154%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $960.75 ↑ +154%
Aetna Joint Venture $986.37 ↑ +161%
Aetna Designated Group $1,048.29 ↑ +177%
Aetna Medical Rental $1,125.14 ↑ +198%
Aetna Qualified Health Plan $1,145.20 ↑ +203%
Quiktrip Corporation Commercial $1,152.90 ↑ +205%
United Healthcare Individual Exchange $1,178.88 ↑ +212%
Aetna Broad Network $1,231.89 ↑ +226%
Health Net Commerical Exchange Product $1,246.25 ↑ +230%
Health Choice Arizona, Inc. ACA Health Plan $1,263.09 ↑ +234%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +256%
Oscar Health Plan Commercial $1,389.40 ↑ +268%
Arizona Medical Network Commercial $1,494.50 ↑ +295%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +296%
Provider Network of America Commercial $1,601.25 ↑ +324%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,618.72 ↑ +328%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,726.63 ↑ +357%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,812.95 ↑ +380%
Blue Cross Blue Shield of Arizona Commercial $2,158.29 ↑ +471%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,158.29 ↑ +471%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,158.29 ↑ +471%
United Healthcare UHC Doctor's Plan $3,070.63 ↑ +713%
United Healthcare UHC Core $3,346.17 ↑ +785%
United Healthcare Commercial $3,620.61 ↑ +858%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI chest w IV cont at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $516.67 $518.51 – $1,601.25
Banner Heart Hospital Mesa $546.56 $518.51 – $1,601.25
Arizona General Hospital Mesa Mesa $871.91 $403.03 – $2,884.01
Mercy Gilbert Medical Center Gilbert $901.59 $403.03 – $2,822.05
Banner University Medical Center Phoenix Phoenix $409.92 $518.51 – $1,601.25
Banner University Medical Center Tucson Tucson $467.86 $518.51 – $2,023.20
Banner University Medical Center South Tucson $399.58 $518.51 – $2,023.20
Banner Boswell Medical Center Sun City $313.84 $518.51 – $1,708.00

All Arizona hospitals for this procedure →