Mr sfty med physics xm cstmz at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$156.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$175.25 with Health Choice Arizona, Inc. vs $1,223.71 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $175.25 ↑ +12%
Health Net Medicaid $175.25 ↑ +12%
Arizona Physicians IPA Medicaid $175.25 ↑ +12%
Mercy Care Mercy Medicaid $175.25 ↑ +12%
Banner University Health Plan AZ Medicaid - AHCCCS $175.25 ↑ +12%
Aetna Banner Employee Plans $182.78 ↑ +17%
Hospice of the Valley Medicare $190.40 ↑ +22%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $228.67 ↑ +46%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $243.92 ↑ +56%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $244.80 ↑ +56%
Plotkin Health Plotkin Health $244.80 ↑ +56%
Aetna Joint Venture $251.33 ↑ +60%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $256.11 ↑ +63%
Care 1st Medicare Advantage $257.63 ↑ +64%
Gila River Health Care Corporation Managed Care Program $257.63 ↑ +64%
Humana Medicare Advantage $257.63 ↑ +64%
United Healthcare UHC Medicare Advantage $257.63 ↑ +64%
UPMC Health Plan Medicare Advantage $257.63 ↑ +64%
Blue Cross Blue Shield of Arizona Medicare Advantage $257.63 ↑ +64%
Banner University Health Plan University Care Advantage $257.63 ↑ +64%
Mercy Care Mercy Care Advantage $257.63 ↑ +64%
Aetna Medicare Advantage $257.63 ↑ +64%
Banner Health Medicare Advantage $257.63 ↑ +64%
Health Choice Arizona, Inc. Medicare Advantage $257.63 ↑ +64%
Kaiser Foundation Health Plan Medicare Advantage $257.63 ↑ +64%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $257.63 ↑ +64%
Health Net Medicare $257.63 ↑ +64%
Wellpoint Medicare Advantage HMO $257.63 ↑ +64%
Arizona Physicians IPA Medicare Advantage $257.63 ↑ +64%
Aetna Designated Group $267.10 ↑ +70%
Devoted Health Services Medicare Advantage $270.51 ↑ +73%
Carelon Medicare Advantage $270.51 ↑ +73%
Gold Kidney Health Plan Medicare Advantage $283.39 ↑ +81%
Arizona Priority Care Medicare Advantage $283.39 ↑ +81%
Aetna Medical Rental $286.69 ↑ +83%
Quiktrip Corporation Commercial $293.76 ↑ +88%
Blue Cross Blue Shield of Arizona Commercial $304.90 ↑ +95%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $304.90 ↑ +95%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $304.90 ↑ +95%
Aetna Broad Network $313.89 ↑ +100%
Aetna Qualified Health Plan $350.38 ↑ +124%
Cigna Healthcare of Arizona, Inc. LocalFlex $357.41 ↑ +128%
United Healthcare Individual Exchange $360.68 ↑ +130%
Cigna Healthcare of Arizona, Inc. Commercial $373.73 ↑ +139%
Arizona Medical Network Commercial $380.80 ↑ +143%
Health Net Commerical Exchange Product $381.29 ↑ +143%
Health Choice Arizona, Inc. ACA Health Plan $386.44 ↑ +147%
Provider Network of America Commercial $408.00 ↑ +160%
Oscar Health Plan Commercial $425.09 ↑ +171%
United Healthcare UHC Doctor's Plan $1,015.84 ↑ +548%
United Healthcare UHC Core $1,106.98 ↑ +607%
United Healthcare Commercial $1,223.71 ↑ +681%

Visitor-reported prices

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Mr sfty med physics xm cstmz at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $152.32 $175.25 – $425.09
Banner Heart Hospital Mesa $225.76 $175.25 – $425.09
Mercy Gilbert Medical Center Gilbert $158.43 $90.16 – $495.88
Banner University Medical Center Phoenix Phoenix $153.41 $88.96 – $425.09
Banner University Medical Center Tucson Tucson $163.20 $175.25 – $435.20
Banner University Medical Center South Tucson $167.55 $137.41 – $435.20
Banner Boswell Medical Center Sun City $132.74 $174.61 – $435.20
Banner Casa Grande Medical Center Casa Grande $116.96 $133.91 – $408.00

All Arizona hospitals for this procedure →