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Lower Back (Lumbar Spine) CT scan (without contrast) at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$407.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,593.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.00 with Mercy Care vs $1,944.75 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $79.00 | ↓ -81% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $79.00 | ↓ -81% |
| Health Net | Medicaid | $79.00 | ↓ -81% |
| Health Choice Arizona, Inc. | Medicaid | $79.00 | ↓ -81% |
| Arizona Physicians IPA | Medicaid | $79.00 | ↓ -81% |
| UPMC Health Plan | Medicare Advantage | $113.34 | ↓ -72% |
| Gila River Health Care Corporation | Managed Care Program | $113.34 | ↓ -72% |
| Banner University Health Plan | University Care Advantage | $113.34 | ↓ -72% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $113.34 | ↓ -72% |
| Health Choice Arizona, Inc. | Medicare Advantage | $113.34 | ↓ -72% |
| United Healthcare | UHC Medicare Advantage | $113.34 | ↓ -72% |
| Aetna | Medicare Advantage | $113.34 | ↓ -72% |
| Humana | Medicare Advantage | $113.34 | ↓ -72% |
| Health Net | Medicare | $113.34 | ↓ -72% |
| Wellpoint | Medicare Advantage HMO | $113.34 | ↓ -72% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $113.34 | ↓ -72% |
| Mercy Care | Mercy Care Advantage | $113.34 | ↓ -72% |
| Arizona Physicians IPA | Medicare Advantage | $113.34 | ↓ -72% |
| Banner Health | Medicare Advantage | $113.34 | ↓ -72% |
| Care 1st | Medicare Advantage | $113.34 | ↓ -72% |
| Kaiser Foundation Health Plan | Medicare Advantage | $113.34 | ↓ -72% |
| Carelon | Medicare Advantage | $119.01 | ↓ -71% |
| Devoted Health Services | Medicare Advantage | $119.01 | ↓ -71% |
| Gold Kidney Health Plan | Medicare Advantage | $124.67 | ↓ -69% |
| Arizona Priority Care | Medicare Advantage | $124.67 | ↓ -69% |
| Aetna | Qualified Health Plan | $154.14 | ↓ -62% |
| United Healthcare | Individual Exchange | $158.68 | ↓ -61% |
| Health Net | Commerical Exchange Product | $167.74 | ↓ -59% |
| Health Choice Arizona, Inc. | ACA Health Plan | $170.01 | ↓ -58% |
| Oscar Health Plan | Commercial | $187.01 | ↓ -54% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $457.11 | ↑ +12% |
| United Healthcare | UHC Doctor's Plan | $467.28 | ↑ +15% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $487.58 | ↑ +20% |
| United Healthcare | UHC Core | $509.21 | ↑ +25% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $511.96 | ↑ +26% |
| United Healthcare | Commercial | $551.65 | ↑ +36% |
| Blue Cross Blue Shield of Arizona | Commercial | $609.47 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $609.47 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $609.47 | ↑ +50% |
| Hospice of the Valley | Medicare | $907.55 | ↑ +123% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +149% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +177% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,166.85 | ↑ +187% |
| Plotkin Health | Plotkin Health | $1,166.85 | ↑ +187% |
| Aetna | Joint Venture | $1,197.97 | ↑ +194% |
| Aetna | Designated Group | $1,273.16 | ↑ +213% |
| Aetna | Medical Rental | $1,366.51 | ↑ +236% |
| Quiktrip Corporation | Commercial | $1,400.22 | ↑ +244% |
| Aetna | Broad Network | $1,496.16 | ↑ +268% |
| Arizona Medical Network | Commercial | $1,815.10 | ↑ +346% |
| Provider Network of America | Commercial | $1,944.75 | ↑ +378% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Lower Back (Lumbar Spine) CT scan (without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Desert Medical Center | Mesa | $505.64 | $79.00 – $1,944.75 |
| Banner Heart Hospital | Mesa | $417.47 | $79.00 – $1,944.75 |
| Banner University Medical Center Phoenix | Phoenix | $430.44 | $79.00 – $1,944.75 |
| Banner University Medical Center South | Tucson | $266.57 | $79.00 – $1,679.20 |
| Banner University Medical Center Tucson | Tucson | $272.87 | $79.00 – $1,679.20 |
| Banner Casa Grande Medical Center | Casa Grande | $427.85 | $79.00 – $1,944.75 |
| Banner Boswell Medical Center | Sun City | $412.29 | $79.00 – $2,074.40 |
| Banner Del Webb Medical Center | Sun City West | $453.78 | $79.00 – $2,074.40 |