Low cost skin substitute app at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$253.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$660.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$221.76 with Aetna vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $221.76 ↓ -13%
Hospice of the Valley Medicare $231.00 ↓ -9%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $297.00 ↑ +17%
Plotkin Health Plotkin Health $297.00 ↑ +17%
Aetna Joint Venture $304.92 ↑ +20%
United Healthcare UHC Doctor's Plan $320.10 ↑ +26%
Aetna Designated Group $324.06 ↑ +28%
United Healthcare UHC Core $334.62 ↑ +32%
Aetna Medical Rental $347.82 ↑ +37%
United Healthcare Commercial $352.44 ↑ +39%
Quiktrip Corporation Commercial $356.40 ↑ +41%
Arizona Physicians IPA Medicaid $380.02 ↑ +50%
Banner University Health Plan AZ Medicaid - AHCCCS $380.02 ↑ +50%
Health Choice Arizona, Inc. Medicaid $380.02 ↑ +50%
Health Net Medicaid $380.02 ↑ +50%
Mercy Care Mercy Medicaid $380.02 ↑ +50%
Aetna Broad Network $380.82 ↑ +50%
Cigna Healthcare of Arizona, Inc. LocalFlex $433.62 ↑ +71%
Cigna Healthcare of Arizona, Inc. Commercial $453.42 ↑ +79%
Arizona Medical Network Commercial $462.00 ↑ +82%
Provider Network of America Commercial $495.00 ↑ +95%
Wellpoint Medicare Advantage HMO $652.42 ↑ +157%
Aetna Medicare Advantage $652.42 ↑ +157%
Arizona Physicians IPA Medicare Advantage $652.42 ↑ +157%
Banner Health Medicare Advantage $652.42 ↑ +157%
Banner University Health Plan University Care Advantage $652.42 ↑ +157%
Blue Cross Blue Shield of Arizona Medicare Advantage $652.42 ↑ +157%
Care 1st Medicare Advantage $652.42 ↑ +157%
Gila River Health Care Corporation Managed Care Program $652.42 ↑ +157%
Health Choice Arizona, Inc. Medicare Advantage $652.42 ↑ +157%
Health Net Medicare $652.42 ↑ +157%
Humana Medicare Advantage $652.42 ↑ +157%
Kaiser Foundation Health Plan Medicare Advantage $652.42 ↑ +157%
Mercy Care Mercy Care Advantage $652.42 ↑ +157%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $652.42 ↑ +157%
United Healthcare UHC Medicare Advantage $652.42 ↑ +157%
UPMC Health Plan Medicare Advantage $652.42 ↑ +157%
Devoted Health Services Medicare Advantage $685.04 ↑ +170%
Carelon Medicare Advantage $685.04 ↑ +170%
Arizona Priority Care Medicare Advantage $717.66 ↑ +183%
Gold Kidney Health Plan Medicare Advantage $717.66 ↑ +183%
Aetna Qualified Health Plan $887.29 ↑ +250%
United Healthcare Individual Exchange $913.39 ↑ +260%
Health Net Commerical Exchange Product $965.58 ↑ +281%
Health Choice Arizona, Inc. ACA Health Plan $978.63 ↑ +286%
Oscar Health Plan Commercial $1,076.49 ↑ +325%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +1189%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +1275%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +1344%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +1619%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +1619%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $4,357.45 ↑ +1619%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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Low cost skin substitute app at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $341.88 $221.76 – $1,076.49
Banner Boswell Medical Center Sun City $159.17 $221.76 – $1,076.49
Banner Casa Grande Medical Center Casa Grande $297.00 $231.00 – $978.63
Banner University Medical Center Tucson Tucson not published $380.02 – $2,788.18

All Arizona hospitals for this procedure →