healthcosts.net
Hand X-ray at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$103.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$360.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$58.65 with Mercy Care vs $409.57 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $58.65 | ↓ -43% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $58.65 | ↓ -43% |
| Health Net | Medicaid | $58.65 | ↓ -43% |
| Health Choice Arizona, Inc. | Medicaid | $58.65 | ↓ -43% |
| Arizona Physicians IPA | Medicaid | $58.65 | ↓ -43% |
| Aetna | Medicare Advantage | $72.00 | ↓ -31% |
| Aetna | Qualified Health Plan | $91.44 | ↓ -12% |
| Health Choice Arizona, Inc. | Medicare Advantage | $108.00 | ↑ +4% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $116.35 | ↑ +12% |
| Aetna | Banner Employee Plans | $120.96 | ↑ +17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $124.10 | ↑ +20% |
| Hospice of the Valley | Medicare | $126.00 | ↑ +22% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $130.31 | ↑ +26% |
| Arizona Priority Care | Medicare Advantage | $144.00 | ↑ +39% |
| Blue Cross Blue Shield of Arizona | Commercial | $155.13 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $155.13 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $155.13 | ↑ +50% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $162.00 | ↑ +56% |
| Plotkin Health | Plotkin Health | $162.00 | ↑ +56% |
| Aetna | Joint Venture | $166.32 | ↑ +60% |
| Aetna | Designated Group | $176.76 | ↑ +70% |
| Oscar Health Plan | Commercial | $180.00 | ↑ +74% |
| Health Net | Medicare | $180.00 | ↑ +74% |
| Health Choice Arizona, Inc. | ACA Health Plan | $180.00 | ↑ +74% |
| Aetna | Medical Rental | $189.72 | ↑ +83% |
| Health Net | Commerical Exchange Product | $194.40 | ↑ +88% |
| Quiktrip Corporation | Commercial | $194.40 | ↑ +88% |
| Aetna | Broad Network | $207.72 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $236.52 | ↑ +128% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $247.32 | ↑ +139% |
| Arizona Medical Network | Commercial | $252.00 | ↑ +143% |
| Provider Network of America | Commercial | $270.00 | ↑ +160% |
| United Healthcare | UHC Doctor's Plan | $347.17 | ↑ +235% |
| United Healthcare | UHC Core | $378.33 | ↑ +265% |
| United Healthcare | Commercial | $409.57 | ↑ +295% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Hand X-ray at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Desert Medical Center | Mesa | $100.80 | $58.65 – $347.17 |
| Banner Heart Hospital | Mesa | $149.40 | $58.65 – $347.17 |
| Banner University Medical Center Phoenix | Phoenix | $101.52 | $45.26 – $347.17 |
| Banner University Medical Center South | Tucson | $126.59 | $58.65 – $409.57 |
| Banner University Medical Center Tucson | Tucson | $123.30 | $58.65 – $409.57 |
| Banner Behavioral Health Hospital | Scottsdale | $210.92 | $36.07 – $252.00 |
| Banner Casa Grande Medical Center | Casa Grande | $77.40 | $58.65 – $333.39 |
| Banner Boswell Medical Center | Sun City | $87.84 | $58.65 – $347.17 |