Consult comp w/report rfrd material at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$169.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$769.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.14 with Health Net vs $828.48 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $108.14 ↓ -36%
Arizona Physicians IPA Medicaid $108.14 ↓ -36%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -36%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -36%
Mercy Care Mercy Medicaid $108.14 ↓ -36%
United Healthcare UHC Medicare Advantage $182.64 ↑ +8%
UPMC Health Plan Medicare Advantage $182.64 ↑ +8%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +8%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +8%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +8%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +8%
Banner Health Medicare Advantage $182.64 ↑ +8%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +8%
Care 1st Medicare Advantage $182.64 ↑ +8%
Humana Medicare Advantage $182.64 ↑ +8%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +8%
Wellpoint Medicare Advantage HMO $182.64 ↑ +8%
Health Net Medicare $182.64 ↑ +8%
Mercy Care Mercy Care Advantage $182.64 ↑ +8%
Aetna Medicare Advantage $182.64 ↑ +8%
Banner University Health Plan University Care Advantage $182.64 ↑ +8%
Carelon Medicare Advantage $191.77 ↑ +13%
Devoted Health Services Medicare Advantage $191.77 ↑ +13%
Arizona Priority Care Medicare Advantage $200.90 ↑ +19%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +19%
Cigna Healthcare of Arizona, Inc. LocalFlex $225.94 ↑ +34%
Aetna Qualified Health Plan $248.39 ↑ +47%
Cigna Healthcare of Arizona, Inc. Commercial $251.04 ↑ +48%
United Healthcare Individual Exchange $255.70 ↑ +51%
Aetna Banner Employee Plans $258.38 ↑ +53%
Hospice of the Valley Medicare $269.15 ↑ +59%
Health Net Commerical Exchange Product $270.31 ↑ +60%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +62%
United Healthcare UHC Doctor's Plan $275.89 ↑ +63%
Oscar Health Plan Commercial $301.36 ↑ +78%
United Healthcare UHC Core $311.48 ↑ +84%
United Healthcare Commercial $335.61 ↑ +98%
Plotkin Health Plotkin Health $346.05 ↑ +105%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $346.05 ↑ +105%
Aetna Medical Rental $405.26 ↑ +140%
Quiktrip Corporation Commercial $415.26 ↑ +145%
Aetna Joint Venture $448.13 ↑ +165%
Aetna Designated Group $476.15 ↑ +181%
Arizona Medical Network Commercial $538.30 ↑ +218%
Aetna Broad Network $560.22 ↑ +231%
Provider Network of America Commercial $576.75 ↑ +241%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $621.36 ↑ +267%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $662.79 ↑ +292%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $695.92 ↑ +311%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $828.48 ↑ +390%
Blue Cross Blue Shield of Arizona Commercial $828.48 ↑ +390%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $828.48 ↑ +390%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Consult comp w/report rfrd material at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $201.48 $108.14 – $576.75
Banner Heart Hospital Mesa $82.28 $108.14 – $576.75
Arizona General Hospital Mesa Mesa $226.01 $97.64 – $747.56
Banner University Medical Center Phoenix Phoenix $213.78 $108.14 – $576.75
Banner University Medical Center Tucson Tucson $173.58 $108.14 – $524.00
Banner University Medical Center South Tucson $184.06 $108.14 – $524.00
Banner Boswell Medical Center Sun City $168.41 $108.14 – $615.20
Banner Casa Grande Medical Center Casa Grande $176.10 $108.14 – $576.75

All Arizona hospitals for this procedure →