Chromo high res and frag x - sendout at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$59.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.04 with Gila River Health Care Corporation vs $296.07 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Gila River Health Care Corporation Managed Care Program $57.04 ↓ -5%
Wellpoint Medicare Advantage HMO $57.04 ↓ -5%
UPMC Health Plan Medicare Advantage $57.04 ↓ -5%
United Healthcare UHC Medicare Advantage $57.04 ↓ -5%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $57.04 ↓ -5%
Aetna Medicare Advantage $57.04 ↓ -5%
Mercy Care Mercy Medicaid $57.04 ↓ -5%
Mercy Care Mercy Care Advantage $57.04 ↓ -5%
Arizona Physicians IPA Medicaid $57.04 ↓ -5%
Arizona Physicians IPA Medicare Advantage $57.04 ↓ -5%
Health Choice Arizona, Inc. Medicare Advantage $57.04 ↓ -5%
Blue Cross Blue Shield of Arizona Medicare Advantage $57.04 ↓ -5%
Health Choice Arizona, Inc. Medicaid $57.04 ↓ -5%
Care 1st Medicare Advantage $57.04 ↓ -5%
Banner Health Medicare Advantage $57.04 ↓ -5%
Banner University Health Plan AZ Medicaid - AHCCCS $57.04 ↓ -5%
Banner University Health Plan University Care Advantage $57.04 ↓ -5%
Kaiser Foundation Health Plan Medicare Advantage $57.04 ↓ -5%
Humana Medicare Advantage $57.04 ↓ -5%
Health Net Medicare $57.04 ↓ -5%
Health Net Medicaid $57.04 ↓ -5%
Devoted Health Services Medicare Advantage $59.89 ↓ -0%
Carelon Medicare Advantage $59.89 ↓ -0%
Arizona Priority Care Medicare Advantage $62.74 ↑ +5%
Gold Kidney Health Plan Medicare Advantage $62.74 ↑ +5%
Aetna Qualified Health Plan $77.57 ↑ +29%
United Healthcare Individual Exchange $79.86 ↑ +33%
Health Net Commerical Exchange Product $84.42 ↑ +41%
Health Choice Arizona, Inc. ACA Health Plan $85.56 ↑ +43%
Aetna Banner Employee Plans $92.40 ↑ +54%
Oscar Health Plan Commercial $94.12 ↑ +57%
Hospice of the Valley Medicare $96.25 ↑ +61%
Cigna Healthcare of Arizona, Inc. LocalFlex $100.12 ↑ +67%
United Healthcare UHC Doctor's Plan $105.50 ↑ +76%
Cigna Healthcare of Arizona, Inc. Commercial $111.24 ↑ +86%
United Healthcare UHC Core $116.65 ↑ +95%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $123.75 ↑ +106%
Plotkin Health Plotkin Health $123.75 ↑ +106%
United Healthcare Commercial $128.34 ↑ +114%
Aetna Medical Rental $144.93 ↑ +142%
Quiktrip Corporation Commercial $148.50 ↑ +148%
Aetna Joint Venture $191.54 ↑ +219%
Arizona Medical Network Commercial $192.50 ↑ +221%
Aetna Designated Group $203.52 ↑ +239%
Provider Network of America Commercial $206.25 ↑ +244%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $222.05 ↑ +270%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $236.85 ↑ +295%
Aetna Broad Network $239.45 ↑ +299%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $248.69 ↑ +315%
Blue Cross Blue Shield of Arizona Commercial $296.07 ↑ +394%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $296.07 ↑ +394%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $296.07 ↑ +394%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $121.00 $57.04 – $206.25
Banner Heart Hospital Mesa $18.42 $57.04 – $206.25
Arizona General Hospital Mesa Mesa $45.21 $34.22 – $277.62
Mercy Gilbert Medical Center Gilbert $56.13 $31.95 – $175.69
Banner University Medical Center Phoenix Phoenix $76.73 $57.04 – $206.25
Banner University Medical Center Tucson Tucson $56.86 $57.04 – $187.20
Banner University Medical Center South Tucson $40.01 $57.04 – $187.20
Banner Boswell Medical Center Sun City $62.43 $57.04 – $220.00

All Arizona hospitals for this procedure →