Allograft dermis 20x25x1mm decell w/matracell arthroflex at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$64.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$238.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.32 with Arizona Physicians IPA vs $719.20 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $34.32 | ↓ -47% |
| Aetna | Medicare Advantage | $47.64 | ↓ -26% |
| Aetna | Qualified Health Plan | $60.50 | ↓ -7% |
| Health Choice Arizona, Inc. | Medicare Advantage | $71.46 | ↑ +10% |
| Aetna | Banner Employee Plans | $80.04 | ↑ +24% |
| Hospice of the Valley | Medicare | $83.37 | ↑ +29% |
| Arizona Priority Care | Medicare Advantage | $95.28 | ↑ +47% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $107.19 | ↑ +65% |
| Plotkin Health | Plotkin Health | $107.19 | ↑ +65% |
| Aetna | Joint Venture | $108.62 | ↑ +68% |
| Aetna | Designated Group | $115.29 | ↑ +78% |
| United Healthcare | UHC Doctor's Plan | $115.53 | ↑ +78% |
| Health Net | Medicare | $119.10 | ↑ +84% |
| Oscar Health Plan | Commercial | $119.10 | ↑ +84% |
| Health Choice Arizona, Inc. | ACA Health Plan | $119.10 | ↑ +84% |
| United Healthcare | UHC Core | $120.77 | ↑ +86% |
| Aetna | Medical Rental | $125.53 | ↑ +94% |
| United Healthcare | Commercial | $127.20 | ↑ +96% |
| Quiktrip Corporation | Commercial | $128.63 | ↑ +99% |
| Health Net | Commerical Exchange Product | $128.63 | ↑ +99% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $130.53 | ↑ +101% |
| Aetna | Broad Network | $135.77 | ↑ +110% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $136.49 | ↑ +111% |
| Arizona Medical Network | Commercial | $166.74 | ↑ +157% |
| Provider Network of America | Commercial | $178.65 | ↑ +176% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $539.40 | ↑ +733% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $575.36 | ↑ +788% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $604.12 | ↑ +832% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $719.20 | ↑ +1010% |
| Blue Cross Blue Shield of Arizona | Commercial | $719.20 | ↑ +1010% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $719.20 | ↑ +1010% |
Visitor-reported prices
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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Mesa | Mesa | $2,506.07 | $297.37 – $8,289.29 |
| Mercy Gilbert Medical Center | Gilbert | $8,648.63 | $400.77 – $3,308.69 |
| Arizona General Hospital Laveen | Phoenix | $2,323.44 | $297.37 – $8,289.29 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $3,876.54 | $365.40 – $2,061.90 |
| Chandler Regional Medical Center | Chandler | $9,422.08 | $400.77 – $3,609.48 |