Allograft dermis 20x25x1mm decell w/matracell arthroflex at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$64.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$238.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.32 with Arizona Physicians IPA vs $719.20 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $34.32 ↓ -47%
Aetna Medicare Advantage $47.64 ↓ -26%
Aetna Qualified Health Plan $60.50 ↓ -7%
Health Choice Arizona, Inc. Medicare Advantage $71.46 ↑ +10%
Aetna Banner Employee Plans $80.04 ↑ +24%
Hospice of the Valley Medicare $83.37 ↑ +29%
Arizona Priority Care Medicare Advantage $95.28 ↑ +47%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $107.19 ↑ +65%
Plotkin Health Plotkin Health $107.19 ↑ +65%
Aetna Joint Venture $108.62 ↑ +68%
Aetna Designated Group $115.29 ↑ +78%
United Healthcare UHC Doctor's Plan $115.53 ↑ +78%
Health Net Medicare $119.10 ↑ +84%
Oscar Health Plan Commercial $119.10 ↑ +84%
Health Choice Arizona, Inc. ACA Health Plan $119.10 ↑ +84%
United Healthcare UHC Core $120.77 ↑ +86%
Aetna Medical Rental $125.53 ↑ +94%
United Healthcare Commercial $127.20 ↑ +96%
Quiktrip Corporation Commercial $128.63 ↑ +99%
Health Net Commerical Exchange Product $128.63 ↑ +99%
Cigna Healthcare of Arizona, Inc. LocalFlex $130.53 ↑ +101%
Aetna Broad Network $135.77 ↑ +110%
Cigna Healthcare of Arizona, Inc. Commercial $136.49 ↑ +111%
Arizona Medical Network Commercial $166.74 ↑ +157%
Provider Network of America Commercial $178.65 ↑ +176%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $539.40 ↑ +733%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $575.36 ↑ +788%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $604.12 ↑ +832%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $719.20 ↑ +1010%
Blue Cross Blue Shield of Arizona Commercial $719.20 ↑ +1010%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $719.20 ↑ +1010%

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Mesa Mesa $2,506.07 $297.37 – $8,289.29
Mercy Gilbert Medical Center Gilbert $8,648.63 $400.77 – $3,308.69
Arizona General Hospital Laveen Phoenix $2,323.44 $297.37 – $8,289.29
St. Joseph’s Hospital and Medical Center Phoenix $3,876.54 $365.40 – $2,061.90
Chandler Regional Medical Center Chandler $9,422.08 $400.77 – $3,609.48

All Arizona hospitals for this procedure →