Tissue culture skin/biopsy at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$133.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$679.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.99 with Mercy Care vs $730.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -45%
Gila River Health Care Corporation Managed Care Program $140.73 ↑ +6%
Arizona Physicians IPA Medicare Advantage $140.73 ↑ +6%
Arizona Physicians IPA Medicaid $140.73 ↑ +6%
Wellpoint Medicare Advantage HMO $140.73 ↑ +6%
Health Net Medicaid $140.73 ↑ +6%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $140.73 ↑ +6%
United Healthcare Medicare Advantage $140.73 ↑ +6%
UPMC Health Plan Medicare Advantage $140.73 ↑ +6%
Care 1st Medicare Advantage $140.73 ↑ +6%
Banner University Health Plan Medicare Advantage $140.73 ↑ +6%
Mercy Care Medicaid $140.73 ↑ +6%
Mercy Care Mercy Care Advantage $140.73 ↑ +6%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $140.73 ↑ +6%
Kaiser Foundation Health Plan Medicare Advantage $140.73 ↑ +6%
Health Choice Arizona, Inc. Medicare Advantage $140.73 ↑ +6%
Health Choice Arizona, Inc. Medicaid $140.73 ↑ +6%
Banner Health Medicare Advantage $140.73 ↑ +6%
Blue Cross Blue Shield of Arizona Medicare Advantage $140.73 ↑ +6%
Aetna Medicare Advantage $140.73 ↑ +6%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $140.73 ↑ +6%
Banner University Health Plan University Family Plan $140.73 ↑ +6%
Banner University Health Plan AZ Medicaid - AHCCCS $140.73 ↑ +6%
Aetna Banner Employee Plans $142.13 ↑ +7%
Humana Medicare Advantage $144.95 ↑ +9%
Carelon Medicare Advantage $147.77 ↑ +11%
Devoted Health Services Medicare Advantage $147.77 ↑ +11%
Hospice of the Valley Medicare $148.05 ↑ +11%
Gold Kidney Health Plan Medicare Advantage $154.80 ↑ +16%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $154.80 ↑ +16%
Plotkin Health Plotkin Health $190.35 ↑ +43%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $190.35 ↑ +43%
Aetna Qualified Health Plan $191.39 ↑ +44%
United Healthcare Individual Exchange $197.02 ↑ +48%
Health Net Commerical Exchange Product $208.28 ↑ +57%
Health Choice Arizona, Inc. ACA Health Plan $211.09 ↑ +59%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $213.15 ↑ +60%
Aetna Medical Rental $222.92 ↑ +68%
Quiktrip Corporation Commercial $228.42 ↑ +72%
Oscar Health Plan Commercial $232.20 ↑ +74%
Cigna Healthcare of Arizona, Inc. LocalFlex $246.97 ↑ +86%
United Healthcare UHC Doctor's Plan $260.29 ↑ +96%
Cigna Healthcare of Arizona, Inc. Commercial $274.41 ↑ +106%
United Healthcare UHC Core $287.77 ↑ +116%
Arizona Medical Network Commercial $296.10 ↑ +122%
United Healthcare Commercial $316.65 ↑ +138%
Provider Network of America Commercial $317.25 ↑ +138%
Aetna Joint Venture $472.57 ↑ +255%
Aetna Designated Group $502.12 ↑ +277%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $547.87 ↑ +312%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $547.87 ↑ +312%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $584.39 ↑ +339%
Aetna Broad Network $590.78 ↑ +344%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $613.60 ↑ +361%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $730.49 ↑ +449%
Blue Cross Blue Shield of Arizona Commercial $730.49 ↑ +449%

Visitor-reported prices

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Tissue culture skin/biopsy at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $264.45 $78.81 – $433.45
Banner University Medical Center Phoenix Phoenix $167.71 $140.73 – $317.25
Banner University Medical Center Tucson Tucson $103.64 $140.73 – $338.40
Banner University Medical Center South Tucson $99.83 $140.73 – $338.40
Banner Baywood Medical Center Mesa $144.63 $140.73 – $317.25
Banner Boswell Medical Center Sun City $146.66 $140.73 – $543.20
Banner Casa Grande Medical Center Casa Grande $122.22 $140.73 – $317.25
Banner Del Webb Medical Center Sun City West $139.87 $140.73 – $543.20

All Arizona hospitals for this procedure →