Renal function panel at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$42.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.68 with Aetna vs $202.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $8.68 ↓ -80%
Gila River Health Care Corporation Managed Care Program $8.68 ↓ -80%
Wellpoint Medicare Advantage HMO $8.68 ↓ -80%
Health Net Medicaid $8.68 ↓ -80%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.68 ↓ -80%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.68 ↓ -80%
Banner University Health Plan University Family Plan $8.68 ↓ -80%
Banner University Health Plan AZ Medicaid - AHCCCS $8.68 ↓ -80%
Banner University Health Plan Medicare Advantage $8.68 ↓ -80%
Mercy Care Medicaid $8.68 ↓ -80%
Mercy Care Mercy Care Advantage $8.68 ↓ -80%
Kaiser Foundation Health Plan Medicare Advantage $8.68 ↓ -80%
Health Choice Arizona, Inc. Medicare Advantage $8.68 ↓ -80%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.68 ↓ -80%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $8.68 ↓ -80%
Health Choice Arizona, Inc. Medicaid $8.68 ↓ -80%
Banner Health Medicare Advantage $8.68 ↓ -80%
Arizona Physicians IPA Medicare Advantage $8.68 ↓ -80%
Care 1st Medicare Advantage $8.68 ↓ -80%
United Healthcare Medicare Advantage $8.68 ↓ -80%
UPMC Health Plan Medicare Advantage $8.68 ↓ -80%
Arizona Physicians IPA Medicaid $8.68 ↓ -80%
Humana Medicare Advantage $8.94 ↓ -79%
Devoted Health Services Medicare Advantage $9.11 ↓ -79%
Carelon Medicare Advantage $9.11 ↓ -79%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $9.55 ↓ -78%
Gold Kidney Health Plan Medicare Advantage $9.55 ↓ -78%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $11.61 ↓ -73%
Aetna Qualified Health Plan $11.80 ↓ -72%
United Healthcare Individual Exchange $12.15 ↓ -72%
Health Net Commerical Exchange Product $12.85 ↓ -70%
Health Choice Arizona, Inc. ACA Health Plan $13.02 ↓ -69%
Oscar Health Plan Commercial $14.32 ↓ -66%
Cigna Healthcare of Arizona, Inc. LocalFlex $15.23 ↓ -64%
United Healthcare UHC Doctor's Plan $16.05 ↓ -62%
Cigna Healthcare of Arizona, Inc. Commercial $16.92 ↓ -60%
United Healthcare UHC Core $17.75 ↓ -58%
United Healthcare Commercial $19.53 ↓ -54%
Aetna Joint Venture $29.15 ↓ -32%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $29.84 ↓ -30%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $29.84 ↓ -30%
Aetna Designated Group $30.97 ↓ -27%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $31.83 ↓ -25%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $33.42 ↓ -22%
Aetna Broad Network $36.44 ↓ -15%
Blue Cross Blue Shield of Arizona Commercial $39.79 ↓ -7%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $39.79 ↓ -7%
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↑ +71%
Aetna Banner Employee Plans $90.72 ↑ +113%
Hospice of the Valley Medicare $94.50 ↑ +122%
Plotkin Health Plotkin Health $121.50 ↑ +185%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $121.50 ↑ +185%
Aetna Medical Rental $142.29 ↑ +234%
Quiktrip Corporation Commercial $145.80 ↑ +242%
Arizona Medical Network Commercial $189.00 ↑ +343%
Provider Network of America Commercial $202.50 ↑ +375%

Visitor-reported prices

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Renal function panel at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $155.48 $8.68 – $486.64
Banner University Medical Center Phoenix Phoenix $43.20 $8.68 – $202.50
Banner University Medical Center Tucson Tucson $44.06 $8.68 – $217.60
Banner University Medical Center South Tucson $42.43 $8.68 – $217.60
Banner Baywood Medical Center Mesa $34.29 $8.68 – $202.50
Banner Behavioral Health Hospital Scottsdale $158.19 $8.68 – $189.00
Banner Boswell Medical Center Sun City $40.77 $8.68 – $216.00
Banner Casa Grande Medical Center Casa Grande $30.51 $8.68 – $202.50

All Arizona hospitals for this procedure →