Psychoeducation 45 min + at Banner Thunderbird Medical Center
5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188
$223.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.99 with Mercy Care vs $1,636.60 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Care Advantage/Mercy Care Plan | $72.99 | ↓ -67% |
| Arizona Physicians IPA | Medicaid | $102.60 | ↓ -54% |
| Aetna | Medicare Advantage | $142.40 | ↓ -36% |
| Aetna | Qualified Health Plan | $180.85 | ↓ -19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $213.60 | ↓ -5% |
| Aetna | Banner Employee Plans | $239.23 | ↑ +7% |
| Hospice of the Valley | Medicare | $249.20 | ↑ +11% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $284.80 | ↑ +27% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $320.40 | ↑ +43% |
| Plotkin Health | Plotkin Health | $320.40 | ↑ +43% |
| Aetna | Joint Venture | $328.94 | ↑ +47% |
| United Healthcare | UHC Doctor's Plan | $345.32 | ↑ +54% |
| Aetna | Designated Group | $349.59 | ↑ +56% |
| Health Choice Arizona, Inc. | ACA Health Plan | $356.00 | ↑ +59% |
| Oscar Health Plan | Commercial | $356.00 | ↑ +59% |
| United Healthcare | UHC Core | $360.98 | ↑ +61% |
| Aetna | Medical Rental | $375.22 | ↑ +68% |
| United Healthcare | Commercial | $380.21 | ↑ +70% |
| Quiktrip Corporation | Commercial | $384.48 | ↑ +72% |
| Health Net | Commerical Exchange Product | $384.48 | ↑ +72% |
| Aetna | Broad Network | $410.82 | ↑ +84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $467.78 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $477.54 | ↑ +113% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $489.14 | ↑ +119% |
| Arizona Medical Network | Commercial | $498.40 | ↑ +123% |
| Provider Network of America | Commercial | $534.00 | ↑ +139% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,227.45 | ↑ +449% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,227.45 | ↑ +449% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,309.28 | ↑ +485% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,374.73 | ↑ +514% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,636.60 | ↑ +631% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,636.60 | ↑ +631% |