Immunofluorescence per specimen each additional single antibody stain at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$98.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$400.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.67 with Blue Cross Blue Shield of Arizona vs $483.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $70.67 ↓ -28%
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -26%
Aetna Medicare Advantage $80.00 ↓ -18%
Health Choice Arizona, Inc. Medicaid $94.80 ↓ -3%
Mercy Care Medicaid $94.80 ↓ -3%
Arizona Physicians IPA Medicaid $94.80 ↓ -3%
Health Net Medicaid $94.80 ↓ -3%
Aetna Qualified Health Plan $101.60 ↑ +4%
Health Choice Arizona, Inc. Medicare Advantage $120.00 ↑ +22%
Aetna Banner Employee Plans $134.40 ↑ +37%
Hospice of the Valley Medicare $140.00 ↑ +43%
Cigna Healthcare of Arizona, Inc. LocalFlex $140.21 ↑ +43%
United Healthcare UHC Doctor's Plan $150.38 ↑ +53%
Cigna Healthcare of Arizona, Inc. Commercial $155.79 ↑ +59%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $160.00 ↑ +63%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $180.00 ↑ +84%
Plotkin Health Plotkin Health $180.00 ↑ +84%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $181.66 ↑ +85%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $181.66 ↑ +85%
United Healthcare Commercial $182.93 ↑ +87%
United Healthcare UHC Core $186.10 ↑ +90%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $193.77 ↑ +98%
Health Choice Arizona, Inc. ACA Health Plan $200.00 ↑ +104%
Oscar Health Plan Commercial $200.00 ↑ +104%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $203.46 ↑ +108%
Aetna Medical Rental $210.80 ↑ +115%
Quiktrip Corporation Commercial $216.00 ↑ +120%
Health Net Commerical Exchange Product $216.00 ↑ +120%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $242.21 ↑ +147%
Blue Cross Blue Shield of Arizona Commercial $242.21 ↑ +147%
Arizona Medical Network Commercial $280.00 ↑ +186%
Provider Network of America Commercial $300.00 ↑ +206%
Aetna Joint Venture $386.61 ↑ +295%
Aetna Designated Group $410.78 ↑ +319%
Aetna Broad Network $483.32 ↑ +393%

Visitor-reported prices

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Immunofluorescence per specimen each additional single antibody stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $112.61 $32.62 – $233.00
Banner University Medical Center Phoenix Phoenix $111.20 $70.67 – $300.00
Banner University Medical Center Tucson Tucson $78.70 $59.40 – $237.60
Banner University Medical Center South Tucson $83.46 $59.40 – $237.60
Banner Baywood Medical Center Mesa $88.00 $80.00 – $300.00
Banner Boswell Medical Center Sun City $87.60 $80.00 – $320.00
Banner Casa Grande Medical Center Casa Grande $91.60 $80.00 – $300.00
Banner Del Webb Medical Center Sun City West $90.00 $70.67 – $320.00

All Arizona hospitals for this procedure →