External recharg sys intern at Banner Thunderbird Medical Center
5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188
$1,910.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,080.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.99 with Mercy Care vs $9,491.60 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Care Advantage/Mercy Care Plan | $72.99 | ↓ -96% |
| Aetna | Medicare Advantage | $1,216.00 | ↓ -36% |
| Health Net | Medicaid | $1,310.16 | ↓ -31% |
| Health Choice Arizona, Inc. | Medicaid | $1,310.16 | ↓ -31% |
| Banner University Health Plan | University Family Plan | $1,310.16 | ↓ -31% |
| Arizona Physicians IPA | Medicaid | $1,310.16 | ↓ -31% |
| Mercy Care | Medicaid | $1,310.16 | ↓ -31% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,310.16 | ↓ -31% |
| Aetna | Qualified Health Plan | $1,544.32 | ↓ -19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,824.00 | ↓ -5% |
| Aetna | Banner Employee Plans | $2,042.88 | ↑ +7% |
| Hospice of the Valley | Medicare | $2,128.00 | ↑ +11% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,432.00 | ↑ +27% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,736.00 | ↑ +43% |
| Plotkin Health | Plotkin Health | $2,736.00 | ↑ +43% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,769.51 | ↑ +45% |
| Aetna | Joint Venture | $2,808.96 | ↑ +47% |
| United Healthcare | UHC Doctor's Plan | $2,948.80 | ↑ +54% |
| Aetna | Designated Group | $2,985.28 | ↑ +56% |
| Health Choice Arizona, Inc. | ACA Health Plan | $3,040.00 | ↑ +59% |
| Oscar Health Plan | Commercial | $3,040.00 | ↑ +59% |
| United Healthcare | UHC Core | $3,082.56 | ↑ +61% |
| Aetna | Medical Rental | $3,204.16 | ↑ +68% |
| United Healthcare | Commercial | $3,246.72 | ↑ +70% |
| Quiktrip Corporation | Commercial | $3,283.20 | ↑ +72% |
| Health Net | Commerical Exchange Product | $3,283.20 | ↑ +72% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3,331.84 | ↑ +74% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,483.84 | ↑ +82% |
| Aetna | Broad Network | $3,508.16 | ↑ +84% |
| Arizona Medical Network | Commercial | $4,256.00 | ↑ +123% |
| Provider Network of America | Commercial | $4,560.00 | ↑ +139% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $7,118.70 | ↑ +273% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $7,118.70 | ↑ +273% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,593.28 | ↑ +297% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $7,972.89 | ↑ +317% |
| Blue Cross Blue Shield of Arizona | Commercial | $9,491.60 | ↑ +397% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $9,491.60 | ↑ +397% |
Visitor-reported prices
Comments
External recharg sys intern at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $1,789.16 | $601.58 – $4,297.00 |
| Banner University Medical Center Phoenix | Phoenix | $2,346.88 | $1,216.00 – $4,560.00 |
| Banner University Medical Center Tucson | Tucson | $1,919.09 | $1,216.00 – $6,073.36 |
| Banner University Medical Center South | Tucson | $1,064.00 | $1,216.00 – $4,864.00 |
| Banner Baywood Medical Center | Mesa | $1,532.52 | $1,216.00 – $7,118.70 |
| Banner Desert Medical Center | Mesa | $1,842.24 | $1,216.00 – $7,118.70 |
| Banner Gateway Medical Center | Gilbert | $1,836.16 | $1,216.00 – $7,118.70 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $3,173.28 | $672.00 – $4,200.00 |