Echo exam of fetal heart at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$598.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,445.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.99 with Mercy Care vs $2,444.62 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -88%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $286.80 ↓ -52%
Health Net Medicaid $350.10 ↓ -41%
Health Choice Arizona, Inc. Medicaid $350.10 ↓ -41%
Arizona Physicians IPA Medicaid $350.10 ↓ -41%
Banner University Health Plan University Family Plan $350.10 ↓ -41%
Banner University Health Plan AZ Medicaid - AHCCCS $350.10 ↓ -41%
Mercy Care Medicaid $350.10 ↓ -41%
Aetna Banner Employee Plans $485.52 ↓ -19%
Hospice of the Valley Medicare $505.75 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $584.39 ↓ -2%
Banner University Health Plan Medicare Advantage $584.39 ↓ -2%
Aetna Medicare Advantage $584.39 ↓ -2%
Arizona Physicians IPA Medicare Advantage $584.39 ↓ -2%
Wellpoint Medicare Advantage HMO $584.39 ↓ -2%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $584.39 ↓ -2%
United Healthcare Medicare Advantage $584.39 ↓ -2%
UPMC Health Plan Medicare Advantage $584.39 ↓ -2%
Gila River Health Care Corporation Managed Care Program $584.39 ↓ -2%
Kaiser Foundation Health Plan Medicare Advantage $584.39 ↓ -2%
Health Choice Arizona, Inc. Medicare Advantage $584.39 ↓ -2%
Care 1st Medicare Advantage $584.39 ↓ -2%
Mercy Care Mercy Care Advantage $584.39 ↓ -2%
Banner Health Medicare Advantage $584.39 ↓ -2%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $584.39 ↓ -2%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $584.39 ↓ -2%
Humana Medicare Advantage $601.92 ↑ +1%
Devoted Health Services Medicare Advantage $613.61 ↑ +3%
Carelon Medicare Advantage $613.61 ↑ +3%
Gold Kidney Health Plan Medicare Advantage $642.83 ↑ +7%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $642.83 ↑ +7%
Plotkin Health Plotkin Health $650.25 ↑ +9%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $650.25 ↑ +9%
Aetna Joint Venture $667.59 ↑ +12%
Aetna Designated Group $709.50 ↑ +19%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $737.19 ↑ +23%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $737.19 ↑ +23%
Aetna Medical Rental $761.51 ↑ +27%
Quiktrip Corporation Commercial $780.30 ↑ +30%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $786.33 ↑ +31%
Aetna Qualified Health Plan $794.77 ↑ +33%
United Healthcare Individual Exchange $818.15 ↑ +37%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $825.64 ↑ +38%
Aetna Broad Network $833.76 ↑ +39%
Health Net Commerical Exchange Product $864.90 ↑ +45%
Health Choice Arizona, Inc. ACA Health Plan $876.59 ↑ +47%
Cigna Healthcare of Arizona, Inc. LocalFlex $949.37 ↑ +59%
Oscar Health Plan Commercial $964.24 ↑ +61%
Blue Cross Blue Shield of Arizona Commercial $982.92 ↑ +64%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $982.92 ↑ +64%
Cigna Healthcare of Arizona, Inc. Commercial $992.72 ↑ +66%
Arizona Medical Network Commercial $1,011.50 ↑ +69%
Provider Network of America Commercial $1,083.75 ↑ +81%
United Healthcare UHC Doctor's Plan $2,073.84 ↑ +247%
United Healthcare UHC Core $2,259.95 ↑ +278%
United Healthcare Commercial $2,444.62 ↑ +309%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $504.30 $286.80 – $1,083.75
Banner Baywood Medical Center Mesa $462.40 $350.10 – $1,083.75
Banner Desert Medical Center Mesa $627.13 $350.10 – $1,083.75
Banner Ironwood Medical Center San Tan Valley $606.90 $350.10 – $1,083.75
Banner Estrella Medical Center Phoenix $575.11 $350.10 – $1,083.75
Banner Gateway Medical Center Gilbert $499.97 $350.10 – $1,083.75
Banner Goldfield Medical Center Apache Junction $257.21 $350.10 – $1,083.75
Banner Payson Medical Center Payson $317.86 $210.01 – $464.40

All Arizona hospitals for this procedure →