Consultation pathology during surgery frozen section first tissue block at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$89.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.45 with Blue Cross Blue Shield of Arizona vs $421.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $62.45 ↓ -30%
Cigna Healthcare of Arizona, Inc. LocalFlex $69.25 ↓ -23%
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -18%
Cigna Healthcare of Arizona, Inc. Commercial $76.95 ↓ -14%
Banner University Health Plan University Family Plan $108.14 ↑ +21%
Health Choice Arizona, Inc. Medicaid $108.14 ↑ +21%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↑ +21%
Mercy Care Medicaid $108.14 ↑ +21%
Arizona Physicians IPA Medicaid $108.14 ↑ +21%
Health Net Medicaid $108.14 ↑ +21%
Aetna Banner Employee Plans $122.64 ↑ +37%
Hospice of the Valley Medicare $127.75 ↑ +43%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $160.52 ↑ +80%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $160.52 ↑ +80%
Plotkin Health Plotkin Health $164.25 ↑ +84%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $164.25 ↑ +84%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $171.22 ↑ +91%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $179.78 ↑ +101%
Care 1st Medicare Advantage $182.64 ↑ +104%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +104%
United Healthcare Medicare Advantage $182.64 ↑ +104%
UPMC Health Plan Medicare Advantage $182.64 ↑ +104%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +104%
Banner University Health Plan Medicare Advantage $182.64 ↑ +104%
Mercy Care Mercy Care Advantage $182.64 ↑ +104%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↑ +104%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $182.64 ↑ +104%
Aetna Medicare Advantage $182.64 ↑ +104%
Banner Health Medicare Advantage $182.64 ↑ +104%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +104%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +104%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +104%
Wellpoint Medicare Advantage HMO $182.64 ↑ +104%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +104%
Humana Medicare Advantage $188.12 ↑ +110%
Carelon Medicare Advantage $191.77 ↑ +114%
Devoted Health Services Medicare Advantage $191.77 ↑ +114%
Aetna Medical Rental $192.35 ↑ +115%
Quiktrip Corporation Commercial $197.10 ↑ +120%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +125%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $200.90 ↑ +125%
Blue Cross Blue Shield of Arizona Commercial $214.03 ↑ +139%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $214.03 ↑ +139%
Aetna Qualified Health Plan $248.39 ↑ +178%
Arizona Medical Network Commercial $255.50 ↑ +186%
United Healthcare Individual Exchange $255.70 ↑ +186%
Health Net Commerical Exchange Product $270.31 ↑ +202%
Provider Network of America Commercial $273.75 ↑ +206%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +206%
United Healthcare UHC Doctor's Plan $275.89 ↑ +209%
Oscar Health Plan Commercial $301.36 ↑ +237%
United Healthcare UHC Core $311.48 ↑ +248%
United Healthcare Commercial $335.61 ↑ +275%
Aetna Joint Venture $336.87 ↑ +277%
Aetna Designated Group $357.94 ↑ +300%
Aetna Broad Network $421.14 ↑ +371%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Consultation pathology during surgery frozen section first tissue block at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $179.83 $86.69 – $562.87
Banner University Medical Center Phoenix Phoenix $101.47 $62.45 – $301.36
Banner University Medical Center Tucson Tucson $96.73 $76.95 – $301.36
Banner University Medical Center South Tucson $102.57 $76.95 – $301.36
Banner Baywood Medical Center Mesa $80.30 $69.25 – $301.36
Banner Boswell Medical Center Sun City $79.94 $69.25 – $301.36
Banner Casa Grande Medical Center Casa Grande $83.59 $76.95 – $273.96
Banner Del Webb Medical Center Sun City West $82.12 $62.45 – $301.36

All Arizona hospitals for this procedure →