Biospy of bladder at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,151.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,738.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.99 with Mercy Care vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -94%
Arizona Physicians IPA Medicaid $192.95 ↓ -83%
Mercy Care Medicaid $192.95 ↓ -83%
Banner University Health Plan AZ Medicaid - AHCCCS $192.95 ↓ -83%
Health Choice Arizona, Inc. Medicaid $192.95 ↓ -83%
Banner University Health Plan University Family Plan $192.95 ↓ -83%
Health Net Medicaid $192.95 ↓ -83%
Wellpoint Medicare Advantage HMO $259.22 ↓ -77%
Aetna Medicare Advantage $259.22 ↓ -77%
Arizona Physicians IPA Medicare Advantage $259.22 ↓ -77%
Banner Health Medicare Advantage $259.22 ↓ -77%
Banner University Health Plan Medicare Advantage $259.22 ↓ -77%
Blue Cross Blue Shield of Arizona Medicare Advantage $259.22 ↓ -77%
Care 1st Medicare Advantage $259.22 ↓ -77%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $259.22 ↓ -77%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $259.22 ↓ -77%
Gila River Health Care Corporation Managed Care Program $259.22 ↓ -77%
Health Choice Arizona, Inc. Medicare Advantage $259.22 ↓ -77%
Kaiser Foundation Health Plan Medicare Advantage $259.22 ↓ -77%
Mercy Care Mercy Care Advantage $259.22 ↓ -77%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $259.22 ↓ -77%
United Healthcare Medicare Advantage $259.22 ↓ -77%
UPMC Health Plan Medicare Advantage $259.22 ↓ -77%
Humana Medicare Advantage $267.00 ↓ -77%
Devoted Health Services Medicare Advantage $272.18 ↓ -76%
Carelon Medicare Advantage $272.18 ↓ -76%
Gold Kidney Health Plan Medicare Advantage $285.14 ↓ -75%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $285.14 ↓ -75%
Aetna Qualified Health Plan $352.54 ↓ -69%
United Healthcare Individual Exchange $362.91 ↓ -68%
Health Net Commerical Exchange Product $383.65 ↓ -67%
Health Choice Arizona, Inc. ACA Health Plan $388.83 ↓ -66%
Oscar Health Plan Commercial $427.71 ↓ -63%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↓ -18%
Aetna Banner Employee Plans $1,170.00 ↑ +2%
Hospice of the Valley Medicare $1,308.30 ↑ +14%
Plotkin Health Plotkin Health $1,682.10 ↑ +46%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,682.10 ↑ +46%
Aetna Medical Rental $1,969.93 ↑ +71%
Quiktrip Corporation Commercial $2,018.52 ↑ +75%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +84%
United Healthcare UHC Core $2,210.00 ↑ +92%
United Healthcare Commercial $2,326.00 ↑ +102%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +112%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $2,440.42 ↑ +112%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +126%
Arizona Medical Network Commercial $2,616.60 ↑ +127%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +137%
Provider Network of America Commercial $2,803.50 ↑ +144%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +183%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +183%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +249%
Aetna Joint Venture $4,405.00 ↑ +283%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +288%
Aetna Designated Group $4,680.00 ↑ +306%
Aetna Broad Network $5,506.00 ↑ +378%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biospy of bladder at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,966.14 $192.95 – $1,055.25
Banner University Medical Center Tucson Tucson $713.66 $192.95 – $1,572.80
Banner Boswell Medical Center Sun City $460.38 $192.95 – $1,274.40
Banner Del Webb Medical Center Sun City West $1,751.95 $192.95 – $4,393.60
Banner Desert Medical Center Mesa $657.02 $192.95 – $462.00
Banner Gateway Medical Center Gilbert $2,176.02 $192.95 – $4,119.00
St. Joseph’s Hospital and Medical Center Phoenix $269.31 $133.95 – $556.95
Yavapai Regional Medical Center (East) Prescott $185.50 $197.77 – $265.00

All Arizona hospitals for this procedure →