X-ray thoracolumbar spine >=2 views at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$194.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$789.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.48 with Health Choice vs $266.85 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $36.48 ↓ -81%
United Medicaid|All Plans $36.48 ↓ -81%
United Commercial|DignityHealthEmployee $44.24 ↓ -77%
BCBS - AZ Commercial|Neighborhood $73.48 ↓ -62%
BCBS - AZ Commercial|MaricopaFocus $73.48 ↓ -62%
Care 1st Medicare|All Plans $93.85 ↓ -52%
Humana Medicare|All Plans $93.85 ↓ -52%
Aetna Medicare|All Plans $93.85 ↓ -52%
First Health Medicare|All Plans $93.85 ↓ -52%
Cigna Medicare|All Plans $93.85 ↓ -52%
BCBS - AZ Medicare|All Plans $93.85 ↓ -52%
Health Choice Medicare|All Plans $93.85 ↓ -52%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -52%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -52%
United Medicare|All Plans $96.20 ↓ -50%
BCBS - AZ Commercial|All Other Plans $97.96 ↓ -50%
BCBS - AZ Commercial|Workers Comp $145.49 ↓ -25%
First Health Commercial|All Plans $170.64 ↓ -12%
Cigna Commercial|Exchange $189.46 ↓ -2%
United Commercial|All Other Plans $194.81 ↑ +0%
United Commercial|Navigate $194.81 ↑ +0%
United Commercial|Options PPO $194.81 ↑ +0%
Cigna Commercial|LocalPlus SureFit $202.81 ↑ +4%
MultiPlan Commercial|All Plans $243.32 ↑ +25%
Aetna Commercial|HMO $247.02 ↑ +27%
Aetna Commercial|PPO $247.02 ↑ +27%
Aetna Commercial|All Other Plans $247.02 ↑ +27%
Cigna Commercial|PPO $266.85 ↑ +37%
Cigna Commercial|All Other Plans $266.85 ↑ +37%

Visitor-reported prices

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X-ray thoracolumbar spine >=2 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $101.57 $58.65 – $256.50
Banner University Medical Center Phoenix Phoenix $96.44 $38.47 – $256.50
Banner University Medical Center Tucson Tucson $115.20 $47.84 – $307.20
Banner University Medical Center South Tucson $118.27 $47.84 – $307.20
Banner Baywood Medical Center Mesa $98.50 $58.65 – $256.50
Banner Boswell Medical Center Sun City $83.45 $58.65 – $273.60
Banner Casa Grande Medical Center Casa Grande $73.53 $47.84 – $256.50
Banner Del Webb Medical Center Sun City West $79.69 $38.47 – $273.60

All Arizona hospitals for this procedure →