Pulse ox continuous overnight monitoring at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$105.29

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$428.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.46 with Health Choice vs $428.00 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $26.46 ↓ -75%
United Medicaid|All Plans $26.46 ↓ -75%
United Commercial|DignityHealthEmployee $59.92 ↓ -43%
BCBS - AZ Commercial|MaricopaFocus $127.35 ↑ +21%
BCBS - AZ Commercial|Neighborhood $127.35 ↑ +21%
Care 1st Medicare|All Plans $166.76 ↑ +58%
Humana Medicare|All Plans $166.76 ↑ +58%
Aetna Medicare|All Plans $166.76 ↑ +58%
First Health Medicare|All Plans $166.76 ↑ +58%
Cigna Medicare|All Plans $166.76 ↑ +58%
BCBS - AZ Medicare|All Plans $166.76 ↑ +58%
Health Choice Medicare|All Plans $166.76 ↑ +58%
Mercy Care Plan Medicaid|All Plans $166.76 ↑ +58%
Mercy Care Plan Medicare|All Plans $166.76 ↑ +58%
BCBS - AZ Commercial|All Other Plans $169.78 ↑ +61%
United Medicare|All Plans $170.93 ↑ +62%
First Health Commercial|All Plans $231.12 ↑ +120%
BCBS - AZ Commercial|Workers Comp $252.16 ↑ +139%
MultiPlan Commercial|All Plans $329.56 ↑ +213%
United Commercial|Navigate $428.00 ↑ +306%
United Commercial|All Other Plans $428.00 ↑ +306%
United Commercial|Options PPO $428.00 ↑ +306%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pulse ox continuous overnight monitoring at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $376.71 $26.46 – $1,343.97
St. Joseph’s Hospital and Medical Center Phoenix $246.78 $26.46 – $510.34
Yavapai Regional Medical Center (East) Prescott $392.52 $26.46 – $56.18
Arizona General Hospital Mesa Mesa $406.32 $26.46 – $1,343.97
Chandler Regional Medical Center Chandler $114.71 $23.30 – $359.52

All Arizona hospitals for this procedure →