Pr incision & removal foreign body subcutaneous tissues simple at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$162.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.68 with United vs $3,590.33 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $22.68 ↓ -43%
First Health Commercial|All Plans $87.48 ↑ +119%
United Medicaid|All Plans $111.58 ↑ +180%
Health Choice Medicaid|All Plans $111.58 ↑ +180%
MultiPlan Commercial|All Plans $124.74 ↑ +213%
Mercy Care Plan Medicare|All Plans $162.00 ↑ +306%
Humana Medicare|All Plans $162.00 ↑ +306%
Aetna Medicare|All Plans $162.00 ↑ +306%
First Health Medicare|All Plans $162.00 ↑ +306%
Cigna Medicare|All Plans $162.00 ↑ +306%
BCBS - AZ Medicare|All Plans $162.00 ↑ +306%
Health Choice Medicare|All Plans $162.00 ↑ +306%
Mercy Care Plan Medicaid|All Plans $162.00 ↑ +306%
Care 1st Medicare|All Plans $162.00 ↑ +306%
United Medicare|All Plans $166.05 ↑ +317%
BCBS - AZ Commercial|MaricopaFocus $1,813.22 ↑ +4449%
BCBS - AZ Commercial|Neighborhood $1,813.22 ↑ +4449%
BCBS - AZ Commercial|All Other Plans $2,417.46 ↑ +5965%
BCBS - AZ Commercial|Workers Comp $3,590.33 ↑ +8907%

Visitor-reported prices

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Pr incision & removal foreign body subcutaneous tissues simple at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert not published $250.73 – $2,440.42
Banner University Medical Center Phoenix Phoenix $307.17 $199.25 – $702.62
Banner University Medical Center Tucson Tucson $217.44 $209.65 – $702.62
Banner University Medical Center South Tucson $315.67 $209.65 – $702.62
Banner Baywood Medical Center Mesa $227.71 $199.25 – $702.62
Banner Casa Grande Medical Center Casa Grande $266.85 $207.55 – $638.75
Banner Desert Medical Center Mesa $209.92 $199.25 – $702.62
Banner Estrella Medical Center Phoenix $229.49 $207.55 – $702.62

All Arizona hospitals for this procedure →