Pr cystourethroscopy with insertion indwelling ureteral stent at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,519.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$14,306.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$161.29 with United vs $11,015.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $161.29 ↓ -95%
Health Choice Medicaid|All Plans $161.29 ↓ -95%
United Commercial|DignityHealthEmployee $2,002.84 ↓ -43%
Cigna Commercial|Exchange $2,236.00 ↓ -36%
Cigna Commercial|LocalPlus SureFit $2,393.00 ↓ -32%
BCBS - AZ Commercial|MaricopaFocus $2,428.17 ↓ -31%
BCBS - AZ Commercial|Neighborhood $2,428.17 ↓ -31%
Cigna Commercial|All Other Plans $3,149.00 ↓ -11%
Cigna Commercial|PPO $3,149.00 ↓ -11%
BCBS - AZ Commercial|All Other Plans $3,237.34 ↓ -8%
Mercy Care Plan Medicare|All Plans $3,675.98 ↑ +4%
Humana Medicare|All Plans $3,675.98 ↑ +4%
Aetna Medicare|All Plans $3,675.98 ↑ +4%
First Health Medicare|All Plans $3,675.98 ↑ +4%
Cigna Medicare|All Plans $3,675.98 ↑ +4%
BCBS - AZ Medicare|All Plans $3,675.98 ↑ +4%
Health Choice Medicare|All Plans $3,675.98 ↑ +4%
Mercy Care Plan Medicaid|All Plans $3,675.98 ↑ +4%
Care 1st Medicare|All Plans $3,675.98 ↑ +4%
United Medicare|All Plans $3,767.88 ↑ +7%
BCBS - AZ Commercial|Workers Comp $4,807.98 ↑ +37%
First Health Commercial|All Plans $7,725.24 ↑ +120%
Connected Care Commercial|Intel $10,230.00 ↑ +191%
MultiPlan Commercial|All Plans $11,015.62 ↑ +213%

Visitor-reported prices

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Pr cystourethroscopy with insertion indwelling ureteral stent at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert not published $1,014.00 – $3,268.08
St. Joseph’s Hospital and Medical Center Phoenix $4,785.70 $161.29 – $10,147.68
Yavapai Regional Medical Center (East) Prescott $621.80 $161.29 – $888.28
Chandler Regional Medical Center Chandler $3,834.01 $161.29 – $12,017.04
Banner University Medical Center Phoenix Phoenix not published $1,014.00 – $2,230.35
Banner University Medical Center Tucson Tucson not published $1,039.00 – $2,788.18
Banner University Medical Center South Tucson not published $1,014.00 – $2,230.35
Banner Baywood Medical Center Mesa not published $1,014.00 – $3,268.08

All Arizona hospitals for this procedure →