Npsy tst eval phsy/qhp ea l hr at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$342.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.88 with United vs $342.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $47.88 ↓ -43%
United Medicaid|All Plans $80.46 ↓ -4%
Health Choice Medicaid|All Plans $80.46 ↓ -4%
Cigna Commercial|Exchange $129.00 ↑ +53%
Cigna Commercial|LocalPlus SureFit $138.00 ↑ +64%
United Commercial|Navigate $163.00 ↑ +94%
Cigna Commercial|All Other Plans $181.00 ↑ +115%
Cigna Commercial|PPO $181.00 ↑ +115%
First Health Commercial|All Plans $184.68 ↑ +119%
Connected Care Commercial|Intel $215.46 ↑ +156%
MultiPlan Commercial|All Plans $263.34 ↑ +213%
BCBS - AZ Commercial|All Other Plans $342.00 ↑ +306%
BCBS - AZ Commercial|MaricopaFocus $342.00 ↑ +306%
United Commercial|Options PPO $342.00 ↑ +306%
BCBS - AZ Commercial|Workers Comp $342.00 ↑ +306%
United Commercial|All Other Plans $342.00 ↑ +306%
BCBS - AZ Commercial|Neighborhood $342.00 ↑ +306%

Visitor-reported prices

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Npsy tst eval phsy/qhp ea l hr at other Arizona hospitals

Hospital City Cash price Negotiated range
Chandler Regional Medical Center Chandler $91.66 $47.88 – $287.28

All Arizona hospitals for this procedure →