Neck MRA (blood vessel MRI, with and without contrast) at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,354.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,507.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$372.64 with Health Choice vs $4,240.39 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $372.64 ↓ -72%
United Medicaid|All Plans $372.64 ↓ -72%
Care 1st Medicare|All Plans $380.64 ↓ -72%
Humana Medicare|All Plans $380.64 ↓ -72%
Aetna Medicare|All Plans $380.64 ↓ -72%
First Health Medicare|All Plans $380.64 ↓ -72%
Cigna Medicare|All Plans $380.64 ↓ -72%
BCBS - AZ Medicare|All Plans $380.64 ↓ -72%
Health Choice Medicare|All Plans $380.64 ↓ -72%
Mercy Care Plan Medicaid|All Plans $380.64 ↓ -72%
Mercy Care Plan Medicare|All Plans $380.64 ↓ -72%
United Medicare|All Plans $390.16 ↓ -71%
United Commercial|DignityHealthEmployee $770.98 ↓ -43%
United Commercial|All Other Plans $824.45 ↓ -39%
United Commercial|Options PPO $824.45 ↓ -39%
United Commercial|Navigate $824.45 ↓ -39%
Cigna Commercial|Exchange $1,223.00 ↓ -10%
Cigna Commercial|LocalPlus SureFit $1,309.00 ↓ -3%
Connected Care Commercial|Intel $1,389.00 ↑ +3%
Cigna Commercial|All Other Plans $1,722.00 ↑ +27%
Cigna Commercial|PPO $1,722.00 ↑ +27%
Aetna Commercial|HMO $2,948.44 ↑ +118%
Aetna Commercial|All Other Plans $2,948.44 ↑ +118%
Aetna Commercial|PPO $2,948.44 ↑ +118%
First Health Commercial|All Plans $2,973.78 ↑ +120%
MultiPlan Commercial|All Plans $4,240.39 ↑ +213%

Visitor-reported prices

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Neck MRA (blood vessel MRI, with and without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $569.64 $266.89 – $2,015.25
Banner University Medical Center Phoenix Phoenix $540.09 $266.89 – $2,015.25
Banner University Medical Center Tucson Tucson $432.47 $266.89 – $2,096.80
Banner University Medical Center South Tucson $361.70 $266.89 – $2,096.80
Banner Baywood Medical Center Mesa $467.54 $266.89 – $2,015.25
Banner Boswell Medical Center Sun City $327.81 $266.89 – $2,149.60
Banner Casa Grande Medical Center Casa Grande $309.00 $266.89 – $2,015.25
Banner Del Webb Medical Center Sun City West $333.19 $266.89 – $2,149.60

All Arizona hospitals for this procedure →