Microbe susceptible mlc at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$161.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.54 with United vs $161.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $22.54 ↓ -43%
Humana Medicare|All Plans $40.17 ↑ +1%
Care 1st Medicare|All Plans $40.17 ↑ +1%
Aetna Medicare|All Plans $40.17 ↑ +1%
First Health Medicare|All Plans $40.17 ↑ +1%
Cigna Medicare|All Plans $40.17 ↑ +1%
BCBS - AZ Medicare|All Plans $40.17 ↑ +1%
Health Choice Medicare|All Plans $40.17 ↑ +1%
Mercy Care Plan Medicaid|All Plans $40.17 ↑ +1%
Mercy Care Plan Medicare|All Plans $40.17 ↑ +1%
Health Choice Medicaid|All Plans $41.17 ↑ +4%
United Medicaid|All Plans $41.17 ↑ +4%
United Medicare|All Plans $41.18 ↑ +4%
United Commercial|Navigate $48.20 ↑ +22%
United Commercial|Options PPO $48.20 ↑ +22%
United Commercial|All Other Plans $48.20 ↑ +22%
Cigna Commercial|Exchange $83.55 ↑ +111%
First Health Commercial|All Plans $86.94 ↑ +119%
Cigna Commercial|LocalPlus SureFit $89.30 ↑ +125%
BCBS - AZ Commercial|MaricopaFocus $102.57 ↑ +159%
BCBS - AZ Commercial|Neighborhood $102.57 ↑ +159%
Cigna Commercial|PPO $117.50 ↑ +197%
Cigna Commercial|All Other Plans $117.50 ↑ +197%
MultiPlan Commercial|All Plans $123.97 ↑ +213%
BCBS - AZ Commercial|All Other Plans $136.76 ↑ +245%
Aetna Commercial|PPO $161.00 ↑ +306%
Aetna Commercial|HMO $161.00 ↑ +306%
BCBS - AZ Commercial|Workers Comp $161.00 ↑ +306%
Aetna Commercial|All Other Plans $161.00 ↑ +306%

Visitor-reported prices

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Microbe susceptible mlc at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $44.89 $24.10 – $195.53
St. Joseph’s Hospital and Medical Center Phoenix $74.11 $16.87 – $153.26
Arizona General Hospital Mesa Mesa $48.42 $24.10 – $195.53
Chandler Regional Medical Center Chandler $43.15 $22.54 – $135.24

All Arizona hospitals for this procedure →